# KB Pay vs 경기지역화폐

The clearest difference is rating: KB Pay at 3.4 against 경기지역화폐's 3.2. KB Pay also leads on ratings volume (181 vs 19). 경기지역화폐's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Pay holds the better App Store score, 3.4 against 3.2. That said, the two scores are not equally well evidenced: KB Pay has 181 ratings behind it against 19, so its average is the more settled of the two. Written reviews complicate that: 54% of KB Pay's written reviews are positive against 60% of 경기지역화폐's, so the app with the better star average is not the one people write more warmly about.

KB Pay ships an update every 2 weeks, 경기지역화폐 every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | KB Pay | 경기지역화폐 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews)** | [3.2 (19 ratings)](https://appshunter.io/ios/app/id1451774088/reviews) |
| Number of ratings | **181** | 19 |
| Positive reviews | 54.4% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 249 MB | 240 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [KONA I CO., LTD](https://appshunter.io/developer/1161985923) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### 경기지역화폐

[App page](https://appshunter.io/ios/app/id1451774088)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is 경기지역화폐 free?

경기지역화폐 is free to download, with no in-app purchases.

### Which has better reviews, KB Pay or 경기지역화폐?

KB Pay is rated higher. KB Pay averages 3.4 out of 5 from 181 ratings, while 경기지역화폐 averages 3.2 from 19 ratings.

### Do KB Pay or 경기지역화폐 have ads?

Both KB Pay and 경기지역화폐 show ads.

### Which is updated more often, KB Pay or 경기지역화폐?

KB Pay ships an update every 2 weeks, and 경기지역화폐 every 3 weeks. Most recently, KB Pay was updated on November 1, 2026 and 경기지역화폐 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*