# KB Pay vs V3 Mobile Plus

The clearest difference is rating: KB Pay at 3.4 against V3 Mobile Plus's 2.0. KB Pay also leads on review sentiment (54% vs 25%) and update cadence (every 2 weeks vs every 4 months). V3 Mobile Plus's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Pay holds the better App Store score, 3.4 against 2.0. That said, the two scores are not equally well evidenced: KB Pay has 181 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 54% of KB Pay's written reviews are positive against 25% of V3 Mobile Plus's.

KB Pay ships an update every 2 weeks, V3 Mobile Plus every 4 months. Both last shipped on October 17, 2026.

## The numbers

| Metric | KB Pay | V3 Mobile Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews)** | [2.0 (6 ratings)](https://appshunter.io/ios/app/v3-mobile-plus/id1481938658/reviews) |
| Number of ratings | **181** | 6 |
| Positive reviews | **54.4% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 244 MB | 70 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [AhnLab](https://appshunter.io/developer/383824555) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### V3 Mobile Plus

[App page](https://appshunter.io/ios/app/v3-mobile-plus/id1481938658)

This app offers comprehensive security for your mobile device, including financial and shopping transaction protection, device optimization, and personal information management. It helps ensure a safe and efficient mobile experience.

**Highlights:** Security checks, Message filtering, URL filtering, Personal information inspection, Gallery hiding, Device cleaner

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is V3 Mobile Plus free?

V3 Mobile Plus is free to download, with no in-app purchases.

### Which has better reviews, KB Pay or V3 Mobile Plus?

KB Pay is rated higher. KB Pay averages 3.4 out of 5 from 181 ratings, while V3 Mobile Plus averages 2.0 from 6 ratings.

### Do KB Pay or V3 Mobile Plus have ads?

KB Pay shows ads; V3 Mobile Plus does not.

### Which is updated more often, KB Pay or V3 Mobile Plus?

KB Pay ships an update every 2 weeks, and V3 Mobile Plus every 4 months. Most recently, KB Pay was updated on October 17, 2026 and V3 Mobile Plus on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*