# KB Pay vs 키움증권 영웅문S#(NEW)

KB Pay and 키움증권 영웅문S#(NEW) both sit at 3.4 stars, but that hides the real split: 54% of KB Pay's written reviews are positive against 34% of 키움증권 영웅문S#(NEW)'s. KB Pay also leads on ratings volume (181 vs 36). 키움증권 영웅문S#(NEW)'s advantage is iOS requirement (13.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Pay holds the better App Store score, 3.4 against 3.2. That said, the two scores are not equally well evidenced: KB Pay has 181 ratings behind it against 36, so its average is the more settled of the two. Written reviews point the same way: 54% of KB Pay's written reviews are positive against 34% of 키움증권 영웅문S#(NEW)'s.

KB Pay ships an update every 2 weeks, 키움증권 영웅문S#(NEW) monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | KB Pay | 키움증권 영웅문S#(NEW) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews)** | [3.2 (36 ratings)](https://appshunter.io/ios/app/snew/id1570370057/reviews) |
| Number of ratings | **181** | 36 |
| Positive reviews | **54.4% of reviews** | 34.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 249 MB | 224 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [Kiwoom Securities Co., Ltd.](https://appshunter.io/developer/361163535) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### 키움증권 영웅문S#(NEW)

[App page](https://appshunter.io/ios/app/snew/id1570370057)

Manage your investments from account opening to trading domestic and international stocks, funds, and AI asset management. Access global market data, advanced charting tools, and personalized watchlists. Features include real-time condition searches, stock information, and a customizable user interface.

**Highlights:** Account opening and management, Domestic and international stock trading, Fund and financial product trading, AI asset management, Global market data and charts, Advanced charting tools, Customizable watchlists and search functions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is 키움증권 영웅문S#(NEW) free?

키움증권 영웅문S#(NEW) is free to download, with no in-app purchases.

### Which has better reviews, KB Pay or 키움증권 영웅문S#(NEW)?

KB Pay is rated higher. KB Pay averages 3.4 out of 5 from 181 ratings, while 키움증권 영웅문S#(NEW) averages 3.2 from 36 ratings.

### Do KB Pay or 키움증권 영웅문S#(NEW) have ads?

Both KB Pay and 키움증권 영웅문S#(NEW) show ads.

### Which is updated more often, KB Pay or 키움증권 영웅문S#(NEW)?

KB Pay ships an update every 2 weeks, and 키움증권 영웅문S#(NEW) monthly. Most recently, KB Pay was updated on November 1, 2026 and 키움증권 영웅문S#(NEW) on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*