# KB Pay vs Parali

The clearest difference is ads: Parali at none against KB Pay's shown. Parali also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB Pay ships an update every 2 weeks, Parali every 3 weeks. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | KB Pay | Parali |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (178 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews)** | — |
| Number of ratings | **178** | — |
| Positive reviews | 53.9% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 238 MB | 53 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) | [PAGALI COMERCIO, SOCIEDADE UNIPESSOAL LDA](https://appshunter.io/developer/1111715957) |

## What reviewers say

### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


### Parali

[App page](https://appshunter.io/ios/app/parali/id6443763240)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Is Parali free?

Parali is free to download, with no in-app purchases.

### Do KB Pay or Parali have ads?

KB Pay shows ads; Parali does not.

### Which is updated more often, KB Pay or Parali?

KB Pay ships an update every 2 weeks, and Parali every 3 weeks. Most recently, KB Pay was updated on September 22, 2026 and Parali on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*