# 工银瑞信基金 vs 嘉实理财嘉

The clearest difference is review sentiment: 嘉实理财嘉 at 79% against 工银瑞信基金's 0%. 嘉实理财嘉 also leads on rating (2.6 vs 1.5). 工银瑞信基金's advantage is in-app purchases (none vs 3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. 嘉实理财嘉 sells 3 one-off in-app purchases. 工银瑞信基金 asks for nothing beyond the download.

嘉实理财嘉 holds the better App Store score, 2.6 against 1.5. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews point the same way: 0% of 工银瑞信基金's written reviews are positive against 79% of 嘉实理财嘉's.

工银瑞信基金 ships an update every 2 months, 嘉实理财嘉 every 5 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | 工银瑞信基金 | 嘉实理财嘉 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (4 ratings)](https://appshunter.io/ios/app/id699470032/reviews) | **[2.6 (7 ratings)](https://appshunter.io/ios/app/id714814035/reviews)** |
| Number of ratings | 4 | **7** |
| Positive reviews | 0.0% of reviews | **79.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | — | Free |
| Size | 167 MB | 91 MB |
| Requires iOS | 13.0 | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [工银瑞信基金管理有限公司](https://appshunter.io/developer/699470035) | [Harvest Fund Management Co., Ltd.](https://appshunter.io/developer/445335872) |

## What reviewers say

### 工银瑞信基金

[App page](https://appshunter.io/ios/app/id699470032)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 嘉实理财嘉

[App page](https://appshunter.io/ios/app/id714814035)

A professional fund investment platform offering expert advice, exclusive discounts, and convenient payment options. Manage your finances with tools for goal-oriented investing and smart savings.

**Highlights:** Professional investment advisors, Exclusive fund purchase discounts, Convenient life payments, Goal-oriented investment tools, Smart deposit and withdrawal features, Intelligent market alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 理财嘉投顾会员3个月 | $1.99 | one-time |
| 嘉实财富投顾会员服务年费 | $17.99 | one-time |
| 投顾+京东Plus1年联名会员 | $22.99 | one-time |


## Frequently asked questions

### Is 工银瑞信基金 free?

工银瑞信基金 is free to download, with no in-app purchases.

### Is 嘉实理财嘉 free?

嘉实理财嘉 is free to download, with in-app purchases available.

### Which has better reviews, 工银瑞信基金 or 嘉实理财嘉?

嘉实理财嘉 is rated higher. 工银瑞信基金 averages 1.5 out of 5 from 4 ratings, while 嘉实理财嘉 averages 2.6 from 7 ratings.

### Do 工银瑞信基金 or 嘉实理财嘉 have ads?

Neither 工银瑞信基金 nor 嘉实理财嘉 shows ads.

### Which is updated more often, 工银瑞信基金 or 嘉实理财嘉?

工银瑞信基金 ships an update every 2 months, and 嘉实理财嘉 every 5 weeks. Most recently, 工银瑞信基金 was updated on November 6, 2026 and 嘉实理财嘉 on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*