# Home Bank Mobile vs ULFCU Mobile Banking

Home Bank Mobile and ULFCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 55% of Home Bank Mobile's written reviews are positive against 33% of ULFCU Mobile Banking's. Home Bank Mobile also leads on ratings volume (3.5K vs 378). ULFCU Mobile Banking's advantage is monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Home Bank Mobile against 4.8 for ULFCU Mobile Banking. That said, the two scores are not equally well evidenced: Home Bank Mobile has 3.5K ratings behind it against 378, so its average is the more settled of the two. Written reviews are what separate them: 55% of Home Bank Mobile's written reviews are positive against 33% of ULFCU Mobile Banking's.

Home Bank Mobile ships an update every 4 months, ULFCU Mobile Banking every 3 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Home Bank Mobile | ULFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.5K ratings)](https://appshunter.io/ios/app/home-bank-mobile/id699647905/reviews) | **[4.8 (378 ratings)](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984/reviews)** |
| Number of ratings | **3.5K** | 378 |
| Positive reviews | **55.3% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Ad-supported | **Free** |
| Size | 122 MB | 99 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Home Bank, National Association](https://appshunter.io/developer/699647908) | [University of LA Federal Credit Union](https://appshunter.io/developer/1209493983) |

## What reviewers say

### Home Bank Mobile

[App page](https://appshunter.io/ios/app/home-bank-mobile/id699647905)

Manage your bank accounts on your iPhone. Check balances, view transaction history, transfer funds between accounts, and pay bills conveniently.

**Highlights:** Balance inquiries, Transaction history, Funds transfers, Bill pay

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient
- 👍 Easy to use
- 👍 Great app
- 👍 Excellent banking app
- 👍 Friendly and helpful employees

**What reviewers complain about**

- 🐛 App crashes and logs out frequently
- 🐛 Login issues
- 🐛 Copy/paste not working
- 🐛 Unreliable, doesn't work when needed
- 🐛 Slow mobile deposits

**Reported bugs**

- App crashes and logs out frequently
- Login issues
- Copy/paste not working
- Unreliable, doesn't work when needed
- Doesn't work for business customers

**Requested features**

- iPad format availability
- Real-time alerts


### ULFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ulfcu-mobile-banking/id1209493984)

Manage your finances on the go with this mobile banking application. Securely access your accounts, deposit checks, transfer funds, and pay bills. Find ATMs and branches easily.

**Highlights:** View account balances and transactions, Deposit checks with Mobile Deposit, Transfer funds between accounts, Pay loans, mortgages, and credit cards, Manage bills with BillPay, Search for ATMs or branches

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Home Bank Mobile free?

Home Bank Mobile is free to download, with no in-app purchases.

### Is ULFCU Mobile Banking free?

ULFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Home Bank Mobile or ULFCU Mobile Banking?

ULFCU Mobile Banking is rated higher. Home Bank Mobile averages 4.8 out of 5 from 3.5K ratings, while ULFCU Mobile Banking averages 4.8 from 378 ratings.

### Do Home Bank Mobile or ULFCU Mobile Banking have ads?

Both Home Bank Mobile and ULFCU Mobile Banking show ads.

### Which is updated more often, Home Bank Mobile or ULFCU Mobile Banking?

Home Bank Mobile ships an update every 4 months, and ULFCU Mobile Banking every 3 months. Most recently, Home Bank Mobile was updated on November 1, 2026 and ULFCU Mobile Banking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*