# Copec vs App Scotia

The clearest difference is ads: App Scotia at none against Copec's shown. Copec's advantage is review sentiment (56% vs 31%) and iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Copec against 4.9 for App Scotia. Both are backed by a comparable volume of ratings — 1.9K and 1.1K respectively. Written reviews are what separate them: 56% of Copec's written reviews are positive against 31% of App Scotia's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Copec | App Scotia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (1.9K ratings)](https://appshunter.io/ios/app/copec/id699938289/reviews) | [4.9 (1.1K ratings)](https://appshunter.io/ios/app/app-scotia/id1309863707/reviews) |
| Number of ratings | **1.9K** | 1.1K |
| Positive reviews | **55.6% of reviews** | 30.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 145 MB | 473 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Copec S.A.](https://appshunter.io/developer/582639293) | [Scotiabank Chile](https://appshunter.io/developer/1110467870) |

## What reviewers say

### Copec

[App page](https://appshunter.io/ios/app/copec/id699938289)

Manage payments, loyalty points, and access various services from a single digital wallet. Pay at gas stations, stores, and other businesses, track purchases, and enjoy exclusive discounts. This app simplifies your daily transactions and rewards your loyalty.

**Highlights:** Digital wallet for payments, Contactless payment at stores, Automatic loyalty point accumulation, Redeem points for discounts, Digital transit card top-ups, Automated parking payments, Package shipping services

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive
- 👍 Good service
- 💰 Good discounts

**What reviewers complain about**

- 🚫 No option for non-Chile phone numbers
- 💰 Expensive, not enough points
- 🔌 Poor internet connection
- 💰 Decreasing discounts and promotions
- 🐛 Multiple bugs

**Reported bugs**

- App crashes on opening
- Keeps asking to set PIN and password
- Deletes previous transactions and saved cards

**Requested features**

- Option to leave bread at home
- Ability to change associated phone number


### App Scotia

[App page](https://appshunter.io/ios/app/app-scotia/id1309863707)

Manage your finances securely and quickly with this mobile banking application. Access account balances, make transfers, pay credit cards, and explore investment options. Designed for ease of use and top-tier security.

**Highlights:** Consult account balances and transactions, Perform third-party transfers, Approve transfers with KeyPass or Scotiapass, Pay national and international credit cards, Review transfer receipts, Invest with SMART

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Copec free?

Copec is free to download, with no in-app purchases.

### Is App Scotia free?

App Scotia is free to download, with no in-app purchases.

### Which has better reviews, Copec or App Scotia?

Copec and App Scotia are both rated 4.9 out of 5 on the App Store, from 1.9K and 1.1K ratings respectively.

### Do Copec or App Scotia have ads?

Copec shows ads; App Scotia does not.

### Which is updated more often, Copec or App Scotia?

Copec ships an update monthly, and App Scotia monthly. Most recently, Copec was updated on September 24, 2026 and App Scotia on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*