# Copec vs Mi Inversión

The clearest difference is rating: Copec at 4.9 against Mi Inversión's 4.3. Copec also leads on ratings volume (2K vs 44) and review sentiment (56% vs 43%). Mi Inversión's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Copec holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: Copec has 2K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 56% of Copec's written reviews are positive against 43% of Mi Inversión's.

Copec ships an update monthly, Mi Inversión every 6 weeks. Both last shipped on October 16, 2026.

## The numbers

| Metric | Copec | Mi Inversión |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (2K ratings)](https://appshunter.io/ios/app/copec/id699938289/reviews)** | [4.3 (44 ratings)](https://appshunter.io/ios/app/mi-inversion/id1572680369/reviews) |
| Number of ratings | **2K** | 44 |
| Positive reviews | **55.6% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 145 MB | 77 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Copec S.A.](https://appshunter.io/developer/582639293) | [Banco de Chile](https://appshunter.io/developer/428949380) |

## What reviewers say

### Copec

[App page](https://appshunter.io/ios/app/copec/id699938289)

Manage payments, loyalty points, and access various services from a single digital wallet. Pay at gas stations, stores, and other businesses, track purchases, and enjoy exclusive discounts. This app simplifies your daily transactions and rewards your loyalty.

**Highlights:** Digital wallet for payments, Contactless payment at stores, Automatic loyalty point accumulation, Redeem points for discounts, Digital transit card top-ups, Automated parking payments, Package shipping services

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive
- 👍 Good service
- 💰 Good discounts

**What reviewers complain about**

- 🚫 No option for non-Chile phone numbers
- 💰 Expensive, not enough points
- 🔌 Poor internet connection
- 💰 Decreasing discounts and promotions
- 🐛 Multiple bugs

**Reported bugs**

- App crashes on opening
- Keeps asking to set PIN and password
- Deletes previous transactions and saved cards

**Requested features**

- Option to leave bread at home
- Ability to change associated phone number


### Mi Inversión

[App page](https://appshunter.io/ios/app/mi-inversion/id1572680369)

Start investing digitally without a minimum amount to achieve your financial goals. Create personalized savings targets, invest in mutual funds, stocks, and ETFs, and manage your investments easily. Access exclusive content and personalized recommendations as a client.

**Highlights:** Digital investment account, Personalized savings goals, Invest in Mutual Funds, Trade stocks and ETFs, Buy and sell dollars, Pension savings (APV)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Copec free?

Copec is free to download, with no in-app purchases.

### Is Mi Inversión free?

Mi Inversión is free to download, with no in-app purchases.

### Which has better reviews, Copec or Mi Inversión?

Copec is rated higher. Copec averages 4.9 out of 5 from 2K ratings, while Mi Inversión averages 4.3 from 44 ratings.

### Do Copec or Mi Inversión have ads?

Copec shows ads; Mi Inversión does not.

### Which is updated more often, Copec or Mi Inversión?

Copec ships an update monthly, and Mi Inversión every 6 weeks. Most recently, Copec was updated on October 16, 2026 and Mi Inversión on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*