# Copec vs Split Facil

The clearest difference is ratings volume: Copec at 2K against Split Facil's 1. Copec also leads on iOS requirement (13.0 vs 15.1). Split Facil's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Copec against 5.0 for Split Facil. That said, the two scores are not equally well evidenced: Copec has 2K ratings behind it against 1, so its average is the more settled of the two.

Copec ships an update monthly, Split Facil every 6 weeks. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Copec | Split Facil |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (2K ratings)](https://appshunter.io/ios/app/copec/id699938289/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/split-facil/id6761451098/reviews)** |
| Number of ratings | **2K** | 1 |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 145 MB | 55 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Copec S.A.](https://appshunter.io/developer/582639293) | [Justin Haase](https://appshunter.io/developer/1668205040) |

## What reviewers say

### Copec

[App page](https://appshunter.io/ios/app/copec/id699938289)

Manage payments, loyalty points, and access various services from a single digital wallet. Pay at gas stations, stores, and other businesses, track purchases, and enjoy exclusive discounts. This app simplifies your daily transactions and rewards your loyalty.

**Highlights:** Digital wallet for payments, Contactless payment at stores, Automatic loyalty point accumulation, Redeem points for discounts, Digital transit card top-ups, Automated parking payments, Package shipping services

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive
- 👍 Good service
- 💰 Good discounts

**What reviewers complain about**

- 🚫 No option for non-Chile phone numbers
- 💰 Expensive, not enough points
- 🔌 Poor internet connection
- 💰 Decreasing discounts and promotions
- 🐛 Multiple bugs

**Reported bugs**

- App crashes on opening
- Keeps asking to set PIN and password
- Deletes previous transactions and saved cards

**Requested features**

- Option to leave bread at home
- Ability to change associated phone number


### Split Facil

[App page](https://appshunter.io/ios/app/split-facil/id6761451098)

Easily track shared expenses, repayments, and debts within groups for trips, home, or daily plans. Avoid messy spreadsheets and group chats with a clear timeline of activity and instant updates on who owes what.

**Highlights:** Create groups for shared expenses, Split expenses with friends and roommates, Record repayments instantly, Track who owes what, Follow activity timeline and reminders, Export financial information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Copec free?

Copec is free to download, with no in-app purchases.

### Is Split Facil free?

Split Facil is free to download, with no in-app purchases.

### Which has better reviews, Copec or Split Facil?

Split Facil is rated higher. Copec averages 4.9 out of 5 from 2K ratings, while Split Facil averages 5.0 from 1 ratings.

### Do Copec or Split Facil have ads?

Both Copec and Split Facil show ads.

### Which is updated more often, Copec or Split Facil?

Copec ships an update monthly, and Split Facil every 6 weeks. Most recently, Copec was updated on November 6, 2026 and Split Facil on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*