# 현대카드 vs 하나Pay(하나카드)

The clearest difference is rating: 현대카드 at 4.7 against 하나Pay(하나카드)'s 4.4. 현대카드 also leads on review sentiment (33% vs 23%) and ratings volume (3.6K vs 699). 하나Pay(하나카드)'s advantage is iOS requirement (13.0 vs 15.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

현대카드 holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: 현대카드 has 3.6K ratings behind it against 699, so its average is the more settled of the two. Written reviews point the same way: 33% of 현대카드's written reviews are positive against 23% of 하나Pay(하나카드)'s.

현대카드 ships an update every 6 weeks, 하나Pay(하나카드) every 5 weeks. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | 현대카드 | 하나Pay(하나카드) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/id702653088/reviews)** | [4.4 (699 ratings)](https://appshunter.io/ios/app/pay/id847268987/reviews) |
| Number of ratings | **3.6K** | 699 |
| Positive reviews | **33.3% of reviews** | 23.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 130 MB | 228 MB |
| Requires iOS | 15.4 | **13.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HyundaiCard Co., Ltd.](https://appshunter.io/developer/362811163) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### 현대카드

[App page](https://appshunter.io/ios/app/id702653088)

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app usage
- 🚀 Smooth app performance
- 💳 Seamless card integration

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security issues with authentication
- 🌐 Accessibility problems for overseas users
- 📢 Excessive advertisements and pop-ups

**Reported bugs**

- Login screen freezes
- Incompatibility with newer OS versions
- Card registration failures
- Inconsistent app behavior

**Requested features**

- Improved in-app navigation
- Enhanced security features
- Better support for international users
- Customizable app settings


### 하나Pay(하나카드)

[App page](https://appshunter.io/ios/app/pay/id847268987)

Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.

**Highlights:** QR/barcode payments without password/fingerprint, Widget and home screen shortcuts for quick payments, AI-powered personalized menu suggestions, All financial information at a glance, Expense management and spending analysis, Account inquiry and fund transfers, Personalized benefits and event notifications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 💡 Useful features like KTX discounts and Kakao Taxi integration

**What reviewers complain about**

- 🐛 Slow and unresponsive app
- 🔒 Lack of support for other languages, especially English
- 🔍 Confusing and cluttered UI/UX
- 🔌 Poor performance when used abroad

**Reported bugs**

- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems

**Requested features**

- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users


## Frequently asked questions

### Is 현대카드 free?

현대카드 is free to download, with no in-app purchases.

### Is 하나Pay(하나카드) free?

하나Pay(하나카드) is free to download, with no in-app purchases.

### Which has better reviews, 현대카드 or 하나Pay(하나카드)?

현대카드 is rated higher. 현대카드 averages 4.7 out of 5 from 3.6K ratings, while 하나Pay(하나카드) averages 4.4 from 699 ratings.

### Do 현대카드 or 하나Pay(하나카드) have ads?

Neither 현대카드 nor 하나Pay(하나카드) shows ads.

### Which is updated more often, 현대카드 or 하나Pay(하나카드)?

현대카드 ships an update every 6 weeks, and 하나Pay(하나카드) every 5 weeks. Most recently, 현대카드 was updated on October 20, 2026 and 하나Pay(하나카드) on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*