# Simple vs FixedCost

The clearest difference is price: Simple at Free against FixedCost's $1.99. On update cadence, ads, in-app purchases and monetization model there is nothing between them.

Simple is free to download; FixedCost costs $1.99 up front. Simple sells 1 one-off in-app purchase and FixedCost sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Simple ships an update monthly, FixedCost every 6 weeks. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Simple | FixedCost |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-model-loan-calculator/id703546831/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Paid | Paid |
| Size | 1 MB | 14 MB |
| Requires iOS | 18.0 | **17.6** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RYUICHIROU SHIMONO](https://appshunter.io/developer/696880855) | [kentaro kimoto](https://appshunter.io/developer/1593204765) |

## What reviewers say

### Simple

[App page](https://appshunter.io/ios/app/simple-model-loan-calculator/id703546831)

Easily calculate monthly loan payments and total repayment amounts. Supports bonus payments and offers two repayment methods: equal installments or equal principal payments. View and save repayment simulations in a history list.

**Highlights:** Calculate monthly payments, Calculate total repayment, Support bonus payments, Select repayment methods, Simulate repayment status, Save calculation history

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanCalc Premium | $2.99 | one-time |


### FixedCost

[App page](https://appshunter.io/ios/app/fixedcost-budget-tracker/id1626837900)

Manage your recurring expenses with ease. Track income against costs, set payment dates, and visualize your spending with a calendar view. Simulate your financial future by managing assets and variable expenses alongside fixed costs.

**Highlights:** Set monthly/yearly fixed costs, Compare expenses with income, Set payment and withdrawal dates, Customize expense list, Calendar spending view, Asset management simulator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $4.99 | one-time |


## Frequently asked questions

### Is Simple free?

Simple is free to download, with in-app purchases available.

### Is FixedCost free?

FixedCost costs $1.99, and also offers in-app purchases.

### Do Simple or FixedCost have ads?

Neither Simple nor FixedCost shows ads.

### Which is updated more often, Simple or FixedCost?

Simple ships an update monthly, and FixedCost every 6 weeks. Most recently, Simple was updated on November 1, 2026 and FixedCost on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*