# Funds. vs Trace

The clearest difference is update cadence: Trace at every 8 days against Funds.'s every 2 months. Trace also leads on rating (4.4 vs 4.1) and review sentiment (83% vs 65%). Funds.'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Funds. sells 4 one-off in-app purchases and Trace sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Trace holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 8 and 18 respectively. Written reviews point the same way: 65% of Funds.'s written reviews are positive against 83% of Trace's.

Funds. ships an update every 2 months, Trace every 8 days. The most recent releases landed on October 23, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Funds. | Trace |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (8 ratings)](https://appshunter.io/ios/app/funds/id705511755/reviews) | **[4.4 (18 ratings)](https://appshunter.io/ios/app/trace-money-tracking/id845272077/reviews)** |
| Number of ratings | 8 | **18** |
| Positive reviews | 65.4% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 2 MB | 14 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Moe Salih](https://appshunter.io/developer/601181367) | [Stackchief LLC](https://appshunter.io/developer/845272080) |

## What reviewers say

### Funds.

[App page](https://appshunter.io/ios/app/funds/id705511755)

Easily create and visualize your budget with this app. Track income and expenses with customizable frequencies and see your savings progress through a dynamic color scheme. Premium features offer multiple budgets, enhanced security, and export options.

**Highlights:** Simplified budget creation, Income and expense tracking, Customizable frequency settings, Visual savings progress, Multiple budget support (Premium), Passcode/Biometric lock (Premium), Budget export (Premium), iCloud sync across devices

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Generous Tip | $0.99 | one-time |
| Premium | $0.99 | one-time |
| Massive Tip | $2.99 | one-time |
| Amazing Tip | $4.99 | one-time |


### Trace

[App page](https://appshunter.io/ios/app/trace-money-tracking/id845272077)

This app helps you manage your daily spending to achieve monthly financial goals. It offers a simple way to create budgets, track expenses, and understand your available spending money each day. Focus on today's habits to build effective personal finance.

**Highlights:** Daily spending tracking, Monthly financial goal setting, Simple budget creation, Expense and income tracking, Automatic transaction clearing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Daily Budget Pro | $4.99 | per month |
| Trace - Money Tracking | $49.99 | per year |


## Frequently asked questions

### Is Funds. free?

Funds. is free to download, with in-app purchases available.

### Is Trace free?

Trace is free to download, with in-app purchases available.

### Which has better reviews, Funds. or Trace?

Trace is rated higher. Funds. averages 4.1 out of 5 from 8 ratings, while Trace averages 4.4 from 18 ratings.

### Do Funds. or Trace have ads?

Neither Funds. nor Trace shows ads.

### Which is updated more often, Funds. or Trace?

Funds. ships an update every 2 months, and Trace every 8 days. Most recently, Funds. was updated on October 23, 2026 and Trace on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*