# TMBank vs Macquarie Authenticator

The clearest difference is update cadence: Macquarie Authenticator at every 3 weeks against TMBank's every 5 months. TMBank's advantage is iOS requirement (13.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TMBank ships an update every 5 months, Macquarie Authenticator every 3 weeks. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | TMBank | Macquarie Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | **16.5% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 110 MB | 220 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Teachers Mutual Bank Limited](https://appshunter.io/developer/473881039) | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) |

## What reviewers say

### TMBank

[App page](https://appshunter.io/ios/app/tmbank/id710017344)

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

**Highlights:** Quick balance check without login, Track spending by category, Set savings goals, Personalize home screen, Lock/unlock transactions, View card details

**Features:** macOS Compatibility

**In-app purchases:** none


### Macquarie Authenticator

[App page](https://appshunter.io/ios/app/macquarie-authenticator/id1441276749)

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

**Highlights:** Push notifications for transaction approval/denial, Generate one-time rolling codes, Offline authentication with rolling codes, Manage pending tasks, PIN, fingerprint, and facial recognition unlock

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TMBank free?

TMBank is free to download, with no in-app purchases.

### Is Macquarie Authenticator free?

Macquarie Authenticator is free to download, with no in-app purchases.

### Do TMBank or Macquarie Authenticator have ads?

Neither TMBank nor Macquarie Authenticator shows ads.

### Which is updated more often, TMBank or Macquarie Authenticator?

TMBank ships an update every 5 months, and Macquarie Authenticator every 3 weeks. Most recently, TMBank was updated on October 6, 2026 and Macquarie Authenticator on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*