TMBank vs Bougette

Everyday banking is easier than ever using the Teachers Mutual Bank Mobile Banking App¹. You'll find all the things you can expect to make everyday banking simple, safe and fast. • Need a quick balance check? Use the Quick Balance feature to view your account balance instantly – no login needed! Fast, secure, and always at your fingertips. • Track your spending – Know where your money is going with the "How I Spend" feature. You can now track your spend for the month across different categories. • Maximise your savings by setting a goal in your savings account. Create a plan to get what you want – from a new car to a dream holiday. • Personalise your home screen to keep your top banking tasks at your fingertips. Choose what accounts, goals and spending trackers to show, plus quick links for transfers and payments. Reorder and rename to your heart’s content. • Lock or unlock transactions anytime, anywhere. Block online payments, ATM withdrawals, or even view your full card details – no physical card needed. Please note: If you have used digital banking before, you’re ready to use the app. You just need your Member Number and Internet Banking Password. Visit tmbank.com.au/faq for help. Important Information ¹ You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices, but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We collect anonymous information on how you use the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app, you are giving your consent.

Bougette — Personal Budget Tracker Take control of your money the simple way. Bougette is a clean, private, and powerful budget tracker built for everyday use — no subscriptions, no cloud accounts, no clutter. Track Every Spend Log income and expenses in seconds. Organise transactions into custom categories with your own icons and names — groceries, rent, coffee, whatever fits your life. Set Budget Limits Assign a monthly spending cap to any category and watch your progress in real time. Colour-coded alerts warn you before you overspend, so you stay on track without the stress. Never Miss a Recurring Bill Set up weekly, fortnightly, or monthly recurring transactions. Bougette auto-posts them on their due date so your balance always reflects what's really happening with your money. See the Full Picture The home screen gives you a live snapshot — balance, upcoming bills, budget status, a spending breakdown by category, and a daily cash flow chart. Everything at a glance, nothing buried. Mortgage Analytics Planning a loan? The built-in mortgage calculator shows you your debt-to-income ratio, full amortisation schedule, and how extra repayments can pay off your loan sooner. Import & Export Back up your data or move it between devices with CSV export and import. Your data stays on your device — always. Dark Mode & Currency Support Choose your currency and your theme. Bougette adapts to you. No ads. No tracking. No cloud. Just your money, under control.