Teachers Mutual Bank vs Bougette

Manage your money anytime from your mobile, with simple, secure access to popular features you use often. Check your balance, make payments, manage your cards, track your spending and work towards your savings goals – all in one app. With the Teachers Mutual Bank Mobile Banking App¹, you can: • check your account balance at a glance with the Quick Balance feature – no login required. • control your cards – temporarily block, unblock or cancel your card or update your PIN. • nickname your accounts. • manage PayID, transfers and payments. • view your full card details securely. • track your spending and set savings goals with the ‘How I Spend’ feature. • save and share receipts straight to the app. • message us securely and send documents and screenshots. • personalise your home screen with your favourite accounts, goals, trackers and shortcuts. • view detailed interest rate information for home loans, term deposits and savings accounts. If you’re already registered for Internet Banking, you're ready to go. Simply download the app and log in using your member number and Internet Banking password. Visit tmbank.com.au/faq for help. Important Information ¹You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We may collect information about how the application is used to help us improve the functionality, performance and user experience of the application, including through statistical analysis of aggregated usage trends. Where personal information is collected through your use of the application, it will be handled in accordance with our Privacy & Credit Reporting Policy. For further information about how we manage personal information, please refer to our Privacy & Credit Reporting Policy.

Bougette — Personal Budget Tracker Take control of your money the simple way. Bougette is a clean, private, and powerful budget tracker built for everyday use — no subscriptions, no cloud accounts, no clutter. Track Every Spend Log income and expenses in seconds. Organise transactions into custom categories with your own icons and names — groceries, rent, coffee, whatever fits your life. Set Budget Limits Assign a monthly spending cap to any category and watch your progress in real time. Colour-coded alerts warn you before you overspend, so you stay on track without the stress. Never Miss a Recurring Bill Set up weekly, fortnightly, or monthly recurring transactions. Bougette auto-posts them on their due date so your balance always reflects what's really happening with your money. See the Full Picture The home screen gives you a live snapshot — balance, upcoming bills, budget status, a spending breakdown by category, and a daily cash flow chart. Everything at a glance, nothing buried. Mortgage Analytics Planning a loan? The built-in mortgage calculator shows you your debt-to-income ratio, full amortisation schedule, and how extra repayments can pay off your loan sooner. Import & Export Back up your data or move it between devices with CSV export and import. Your data stays on your device — always. Dark Mode & Currency Support Choose your currency and your theme. Bougette adapts to you. No ads. No tracking. No cloud. Just your money, under control.