# TMBank vs Clarofi

The clearest difference is review sentiment: Clarofi at 100% against TMBank's 17%. TMBank's advantage is monetization model (free vs freemium) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | TMBank | Clarofi |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 16.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | — |
| Monetization | **Free** | Freemium |
| Size | 110 MB | 4 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Teachers Mutual Bank Limited](https://appshunter.io/developer/473881039) | [Adrian Cullen](https://appshunter.io/developer/6781553054) |

## What reviewers say

### TMBank

[App page](https://appshunter.io/ios/app/tmbank/id710017344)

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

**Highlights:** Quick balance check without login, Track spending by category, Set savings goals, Personalize home screen, Lock/unlock transactions, View card details

**Features:** macOS Compatibility

**In-app purchases:** none


### Clarofi

[App page](https://appshunter.io/ios/app/clarofi/id6787700175)

Consolidate your spending, bills, and savings goals into a single, clear overview. Automatically categorize transactions, track upcoming bills, and build realistic budgets to gain financial control.

**Highlights:** Consolidated financial overview, Automatic transaction categorization, Bill tracking and reminders, Real-time budget monitoring, Secure money transfers, Bank-level security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TMBank free?

TMBank is free to download, with no in-app purchases.

### Is Clarofi free?

Clarofi is free to download, with no in-app purchases.

### Do TMBank or Clarofi have ads?

Neither TMBank nor Clarofi shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*