# 中国人保 vs 慧择保险网

The clearest difference is review sentiment: 慧择保险网 at 100% against 中国人保's 48%. 慧择保险网 also leads on rating (5.0 vs 1.5). 中国人保's advantage is monetization model (free vs ad-supported) and ratings volume (30 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

慧择保险网 holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 100% of 慧择保险网's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 中国人保 | 慧择保险网 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (30 ratings)](https://appshunter.io/ios/app/id710189980/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/id1038333077/reviews)** |
| Number of ratings | **30** | 3 |
| Positive reviews | 47.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 308 MB | 72 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PICC Information Technology Company Limited](https://appshunter.io/developer/1617230534) | [SHENZHEN WISE CHOICE INSURANCE BROKER COMPANY LIMITED](https://appshunter.io/developer/1068719792) |

## What reviewers say

### 中国人保

[App page](https://appshunter.io/ios/app/id710189980)

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

**Highlights:** Policy management and inquiries, Online claims processing and support, Wide range of insurance products, Health management services, Financial investment options, Roadside assistance, Service network locator

**Features:** macOS Compatibility

**In-app purchases:** none


### 慧择保险网

[App page](https://appshunter.io/ios/app/id1038333077)

This app connects users with a wide range of insurance products from over 100 companies. It offers fast claims processing, including 1-day and 60-day advanced payment options, along with 24/7 customer support and personalized consultation.

**Highlights:** Access to 100+ insurance companies, 1-day fast claims processing, 60-day overdue claims advance payment, 24/7 customer service, 1-on-1 insurance consultant, Assistance with claims

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中国人保 free?

中国人保 is free to download, with no in-app purchases.

### Is 慧择保险网 free?

慧择保险网 is free to download, with no in-app purchases.

### Which has better reviews, 中国人保 or 慧择保险网?

慧择保险网 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 慧择保险网 averages 5.0 from 3 ratings.

### Do 中国人保 or 慧择保险网 have ads?

Neither 中国人保 nor 慧择保险网 shows ads.

### Which is updated more often, 中国人保 or 慧择保险网?

中国人保 ships an update fortnightly, and 慧择保险网 fortnightly. Most recently, 中国人保 was updated on October 26, 2026 and 慧择保险网 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*