# 中国人保 vs 平安口袋银行

The clearest difference is rating: 平安口袋银行 at 4.7 against 中国人保's 1.5. 平安口袋银行 also leads on ratings volume (1.6K vs 30). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

平安口袋银行 holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: 平安口袋银行 has 1.6K ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 50% of 平安口袋银行's.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on September 24, 2026.

## The numbers

| Metric | 中国人保 | 平安口袋银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (30 ratings)](https://appshunter.io/ios/app/id710189980/reviews) | **[4.7 (1.6K ratings)](https://appshunter.io/ios/app/id1085016815/reviews)** |
| Number of ratings | 30 | **1.6K** |
| Positive reviews | 47.5% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Size | 308 MB | 474 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PICC Information Technology Company Limited](https://appshunter.io/developer/1617230534) | [PingAn Bank](https://appshunter.io/developer/382257515) |

## What reviewers say

### 中国人保

[App page](https://appshunter.io/ios/app/id710189980)

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

**Highlights:** Policy management and inquiries, Online claims processing and support, Wide range of insurance products, Health management services, Financial investment options, Roadside assistance, Service network locator

**Features:** macOS Compatibility

**In-app purchases:** none


### 平安口袋银行

[App page](https://appshunter.io/ios/app/id1085016815)

This app offers a comprehensive financial management experience, covering investments, savings, and banking services. It also provides exclusive lifestyle and travel benefits, aiming to simplify daily life and offer greater value. Designed with user experience in mind, it includes features for enhanced accessibility and security.

**Highlights:** One-stop financial services (wealth management, funds, deposits, gold), Exclusive travel and lifestyle benefits (airport transfers, hotels, golf, fitness), Simplified interface with optimized layout, Multi-account and cross-platform capabilities, Large font mode and anti-fraud resources for seniors, Cross-border remittance and account security

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good quality service
- 🚀 Straightforward UI
- 💰 High investment returns

**What reviewers complain about**

- 🐛 Frequent crashes
- 💸 Excessive ads and pop-ups
- 🕰️ Delayed account analytics
- 📞 Overly frequent customer service calls
- 🔒 Excessive biometric authentication

**Reported bugs**

- Unable to log in due to verification image not loading
- Account balance not updating properly
- App freezing and becoming unresponsive

**Requested features**

- Monthly/yearly calendar view for account analytics
- Simplified and less cluttered interface


## Frequently asked questions

### Is 中国人保 free?

中国人保 is free to download, with no in-app purchases.

### Is 平安口袋银行 free?

平安口袋银行 is free to download, with no in-app purchases.

### Which has better reviews, 中国人保 or 平安口袋银行?

平安口袋银行 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 平安口袋银行 averages 4.7 from 1.6K ratings.

### Do 中国人保 or 平安口袋银行 have ads?

Neither 中国人保 nor 平安口袋银行 shows ads.

### Which is updated more often, 中国人保 or 平安口袋银行?

中国人保 ships an update fortnightly, and 平安口袋银行 fortnightly. Most recently, 中国人保 was updated on September 24, 2026 and 平安口袋银行 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*