# 中国人保 vs 渤海保呗

The clearest difference is rating: 渤海保呗 at 2.8 against 中国人保's 1.5. 中国人保's advantage is ratings volume (30 vs 5) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

渤海保呗 holds the better App Store score, 2.8 against 1.5. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 5, so its average is the more settled of the two.

中国人保 ships an update fortnightly, 渤海保呗 monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 中国人保 | 渤海保呗 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (30 ratings)](https://appshunter.io/ios/app/id710189980/reviews) | **[2.8 (5 ratings)](https://appshunter.io/ios/app/id1259017864/reviews)** |
| Number of ratings | **30** | 5 |
| Positive reviews | 47.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 308 MB | 44 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PICC Information Technology Company Limited](https://appshunter.io/developer/1617230534) | [渤海人寿保险股份有限公司](https://appshunter.io/developer/1080256087) |

## What reviewers say

### 中国人保

[App page](https://appshunter.io/ios/app/id710189980)

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

**Highlights:** Policy management and inquiries, Online claims processing and support, Wide range of insurance products, Health management services, Financial investment options, Roadside assistance, Service network locator

**Features:** macOS Compatibility

**In-app purchases:** none


### 渤海保呗

[App page](https://appshunter.io/ios/app/id1259017864)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中国人保 free?

中国人保 is free to download, with no in-app purchases.

### Is 渤海保呗 free?

渤海保呗 is free to download, with no in-app purchases.

### Which has better reviews, 中国人保 or 渤海保呗?

渤海保呗 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 渤海保呗 averages 2.8 from 5 ratings.

### Do 中国人保 or 渤海保呗 have ads?

Neither 中国人保 nor 渤海保呗 shows ads.

### Which is updated more often, 中国人保 or 渤海保呗?

中国人保 ships an update fortnightly, and 渤海保呗 monthly. Most recently, 中国人保 was updated on November 6, 2026 and 渤海保呗 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*