# 中国人保 vs 微众银行

The clearest difference is rating: 微众银行 at 3.1 against 中国人保's 1.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

微众银行 holds the better App Store score, 3.1 against 1.5. Both are backed by a comparable volume of ratings — 30 and 44 respectively. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 55% of 微众银行's.

中国人保 ships an update fortnightly, 微众银行 every 2 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | 中国人保 | 微众银行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (30 ratings)](https://appshunter.io/ios/app/id710189980/reviews) | **[3.1 (44 ratings)](https://appshunter.io/ios/app/id994103968/reviews)** |
| Number of ratings | 30 | **44** |
| Positive reviews | 47.5% of reviews | **54.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 308 MB | 148 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PICC Information Technology Company Limited](https://appshunter.io/developer/1617230534) | [WeBank Co., Ltd.](https://appshunter.io/developer/994103967) |

## What reviewers say

### 中国人保

[App page](https://appshunter.io/ios/app/id710189980)

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

**Highlights:** Policy management and inquiries, Online claims processing and support, Wide range of insurance products, Health management services, Financial investment options, Roadside assistance, Service network locator

**Features:** macOS Compatibility

**In-app purchases:** none


### 微众银行

[App page](https://appshunter.io/ios/app/id994103968)

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

**Highlights:** Online account opening, Investment and wealth management, Flexible fund management, Fixed-term deposits, Fund investment options, Automated financial planning, 24/7 customer service

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 中国人保 free?

中国人保 is free to download, with no in-app purchases.

### Is 微众银行 free?

微众银行 is free to download, with no in-app purchases.

### Which has better reviews, 中国人保 or 微众银行?

微众银行 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 微众银行 averages 3.1 from 44 ratings.

### Do 中国人保 or 微众银行 have ads?

Neither 中国人保 nor 微众银行 shows ads.

### Which is updated more often, 中国人保 or 微众银行?

中国人保 ships an update fortnightly, and 微众银行 every 2 weeks. Most recently, 中国人保 was updated on November 1, 2026 and 微众银行 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*