# Cash App vs ONE@Work (formerly Even)

Cash App and ONE@Work (formerly Even) both sit at 4.8 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 55% of Cash App's. ONE@Work (formerly Even) also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 17.0). Cash App's advantage is ratings volume (8.7M vs 160K) and chart position (#3 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Cash App against 4.9 for ONE@Work (formerly Even). That said, the two scores are not equally well evidenced: Cash App has 8.7M ratings behind it against 160K, so its average is the more settled of the two. Written reviews are what separate them: 55% of Cash App's written reviews are positive against 86% of ONE@Work (formerly Even)'s.

Cash App ships an update weekly, ONE@Work (formerly Even) fortnightly. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Cash App | ONE@Work (formerly Even) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.7M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews) | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** |
| Number of ratings | **8.7M** | 160K |
| Positive reviews | 54.7% of reviews | **85.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#3** | — |
| Size | 425 MB | 68 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Block, Inc.](https://appshunter.io/developer/335393791) | [One Finance, Inc.](https://appshunter.io/developer/1477126814) |

## What reviewers say

### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #3 Top Free · Finance, #40 Top Free (US App Store)

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

**Highlights:** Send & receive money/bitcoin instantly, Round up spare change to save, Invest in stocks, ETFs, and bitcoin, Direct deposit for early paychecks, Customizable debit card with discounts, Free Lightning Network transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


## Frequently asked questions

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Which has better reviews, Cash App or ONE@Work (formerly Even)?

ONE@Work (formerly Even) is rated higher. Cash App averages 4.8 out of 5 from 8.7M ratings, while ONE@Work (formerly Even) averages 4.9 from 160K ratings.

### Do Cash App or ONE@Work (formerly Even) have ads?

Neither Cash App nor ONE@Work (formerly Even) shows ads.

### Which is updated more often, Cash App or ONE@Work (formerly Even)?

Cash App ships an update weekly, and ONE@Work (formerly Even) fortnightly. Most recently, Cash App was updated on September 26, 2026 and ONE@Work (formerly Even) on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*