# Cash App vs I Am Saving

The clearest difference is in-app purchases: Cash App at none against I Am Saving's 1. Cash App also leads on update cadence (weekly vs every 4 months) and ratings volume (8.7M vs 126). I Am Saving's advantage is review sentiment (85% vs 55%). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. I Am Saving sells 1 one-off in-app purchase. Cash App asks for nothing beyond the download.

Cash App holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Cash App has 8.7M ratings behind it against 126, so its average is the more settled of the two. Written reviews complicate that: 55% of Cash App's written reviews are positive against 85% of I Am Saving's, so the app with the better star average is not the one people write more warmly about.

Cash App ships an update weekly, I Am Saving every 4 months. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Cash App | I Am Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.7M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews)** | [4.5 (126 ratings)](https://appshunter.io/ios/app/i-am-saving/id1456550827/reviews) |
| Number of ratings | **8.7M** | 126 |
| Positive reviews | 54.7% of reviews | **85.4% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#4** | — |
| Size | 425 MB | 19 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 12+ | 4+ |
| Developer | [Block, Inc.](https://appshunter.io/developer/335393791) | [Vadim Belyaev](https://appshunter.io/developer/1456550826) |

## What reviewers say

### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #4 Top Free · Finance, #50 Top Free (US App Store)

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

**Highlights:** Send & receive money/bitcoin instantly, Round up spare change to save, Invest in stocks, ETFs, and bitcoin, Direct deposit for early paychecks, Customizable debit card with discounts, Free Lightning Network transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


### I Am Saving

[App page](https://appshunter.io/ios/app/i-am-saving/id1456550827)

This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.

**Highlights:** Set savings goals, Track income and expenses, Visualize savings progress, Adjust goals anytime, Congratulates on achievement, Encourages good habits

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version | $5.99 | one-time |


## Frequently asked questions

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Is I Am Saving free?

I Am Saving is free to download, with in-app purchases available.

### Which has better reviews, Cash App or I Am Saving?

Cash App is rated higher. Cash App averages 4.8 out of 5 from 8.7M ratings, while I Am Saving averages 4.5 from 126 ratings.

### Do Cash App or I Am Saving have ads?

Neither Cash App nor I Am Saving shows ads.

### Which is updated more often, Cash App or I Am Saving?

Cash App ships an update weekly, and I Am Saving every 4 months. Most recently, Cash App was updated on September 25, 2026 and I Am Saving on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*