# Cash App vs S1lkPay

The clearest difference is rating: Cash App at 4.8 against S1lkPay's 3.5. Cash App also leads on ads (none vs shown) and ratings volume (8.8M vs 21). S1lkPay's advantage is iOS requirement (15.5 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cash App holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Cash App has 8.8M ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 55% of Cash App's written reviews are positive against 38% of S1lkPay's.

Cash App ships an update every 6 days, S1lkPay every 3 weeks. The most recent releases landed on November 13, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Cash App | S1lkPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.8M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews)** | [3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews) |
| Number of ratings | **8.8M** | 21 |
| Positive reviews | **54.7% of reviews** | 38.5% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Best chart rank | **#3** | — |
| Size | 461 MB | 243 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Block, Inc.](https://appshunter.io/developer/335393791) | [S1LK, TOO](https://appshunter.io/developer/1474328358) |

## What reviewers say

### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #3 Top Free · Finance, #41 Top Free (US App Store)

Manage your money with ease. Send and receive payments instantly, invest in stocks and Bitcoin, and access banking services like early direct deposit. Customize a debit card and save with exclusive offers.

**Highlights:** Instant P2P payments, Bitcoin and stock investing, Early direct deposit, Customizable debit card, Savings with spare change round-ups, Exclusive discounts and offers

**Features:** Apple Wallet, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Which has better reviews, Cash App or S1lkPay?

Cash App is rated higher. Cash App averages 4.8 out of 5 from 8.8M ratings, while S1lkPay averages 3.5 from 21 ratings.

### Do Cash App or S1lkPay have ads?

S1lkPay shows ads; Cash App does not.

### Which is updated more often, Cash App or S1lkPay?

Cash App ships an update every 6 days, and S1lkPay every 3 weeks. Most recently, Cash App was updated on November 13, 2026 and S1lkPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*