# Cash App vs Mobily Pay

The clearest difference is ads: Cash App at none against Mobily Pay's shown. Cash App also leads on ratings volume (8.7M vs 3.6K) and review sentiment (55% vs 35%). Mobily Pay's advantage is iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Cash App against 4.7 for Mobily Pay. That said, the two scores are not equally well evidenced: Cash App has 8.7M ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 55% of Cash App's written reviews are positive against 35% of Mobily Pay's.

Cash App ships an update weekly, Mobily Pay fortnightly. Both last shipped on September 26, 2026.

## The numbers

| Metric | Cash App | Mobily Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.7M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews)** | [4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews) |
| Number of ratings | **8.7M** | 3.6K |
| Positive reviews | **54.8% of reviews** | 34.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#4** | — |
| Size | 425 MB | 146 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [Block, Inc.](https://appshunter.io/developer/335393791) | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) |

## What reviewers say

### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #4 Top Free · Finance, #37 Top Free (US App Store)

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

**Highlights:** Send & receive money/bitcoin instantly, Round up spare change to save, Invest in stocks, ETFs, and bitcoin, Direct deposit for early paychecks, Customizable debit card with discounts, Free Lightning Network transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


## Frequently asked questions

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Which has better reviews, Cash App or Mobily Pay?

Cash App is rated higher. Cash App averages 4.8 out of 5 from 8.7M ratings, while Mobily Pay averages 4.7 from 3.6K ratings.

### Do Cash App or Mobily Pay have ads?

Mobily Pay shows ads; Cash App does not.

### Which is updated more often, Cash App or Mobily Pay?

Cash App ships an update weekly, and Mobily Pay fortnightly. Most recently, Cash App was updated on September 26, 2026 and Mobily Pay on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*