# Cash App vs UBS TWINT

The clearest difference is update cadence: Cash App at every 6 days against UBS TWINT's every 2 months. Cash App also leads on ratings volume (8.8M vs 1.7K) and review sentiment (55% vs 31%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Cash App against 4.9 for UBS TWINT. That said, the two scores are not equally well evidenced: Cash App has 8.8M ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews are what separate them: 55% of Cash App's written reviews are positive against 31% of UBS TWINT's.

Cash App ships an update every 6 days, UBS TWINT every 2 months. Both last shipped on November 8, 2026.

## The numbers

| Metric | Cash App | UBS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (8.8M ratings)](https://appshunter.io/ios/app/cash-app/id711923939/reviews) | **[4.9 (1.7K ratings)](https://appshunter.io/ios/app/ubs-twint/id989192632/reviews)** |
| Number of ratings | **8.8M** | 1.7K |
| Positive reviews | **54.9% of reviews** | 31.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 months |
| Monetization | Free | Free |
| Best chart rank | **#3** | — |
| Size | 448 MB | 59 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Block, Inc.](https://appshunter.io/developer/335393791) | [UBS AG](https://appshunter.io/developer/369153318) |

## What reviewers say

### Cash App

[App page](https://appshunter.io/ios/app/cash-app/id711923939)

**Currently charting:** #3 Top Free · Finance, #48 Top Free (US App Store)

Manage your money with ease, from instant payments and early direct deposits to investing in stocks and Bitcoin. This app offers a customizable debit card, savings tools, and exclusive discounts, simplifying your financial life.

**Highlights:** Send and receive money instantly, Invest in stocks and Bitcoin, Customizable debit card, Early direct deposit, Round up spare change to save, Exclusive discounts and offers

**Features:** Apple Wallet, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 💳 Easy money transferring
- 🚀 Convenient and user-friendly app
- 🤑 Referral bonuses and discounts
- 🤑 Free tax filing
- 🤑 Borrow money feature

**What reviewers complain about**

- 🔒 Security issues and account hacking
- 🤖 Poor customer service and lack of live support
- 💰 Unexpected fees and charges
- 🔍 Unclear account restrictions and limits
- 🐛 App crashes and technical issues

**Reported bugs**

- Recurring issues with direct deposits and money transfers
- Inconsistent app behavior and unexpected account restrictions
- Problems with mobile check deposits and cash withdrawals

**Requested features**

- Improve customer support with live chat or phone options
- Provide more transparency on account policies and limitations
- Enhance security features to prevent fraud and unauthorized access
- Streamline the refund and dispute process for users


### UBS TWINT

[App page](https://appshunter.io/ios/app/ubs-twint/id989192632)

This mobile payment app allows users to send and receive money digitally, pay for purchases contactless, and manage various transactions. It offers features like paying for parking, online shopping, and ordering coffee, all while prioritizing security and data privacy within Switzerland.

**Highlights:** Send and receive money digitally, Contactless payment at terminals, Pay in online stores, In-app payment integration, Pay parking fees, Buy and send digital vouchers, Withdraw cash without ATM

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 Easy to use
- 💡 Convenient payment method

**What reviewers complain about**

- 🐛 Buggy and unstable
- 👎 Poor user experience
- 🔒 Restricted to Swiss phone numbers only
- 🔍 Difficult to access contacts

**Reported bugs**

- Unable to save contacts
- Login and transaction failures
- Compatibility issues with older devices

**Requested features**

- Allow access with non-Swiss phone numbers
- Improve contact management
- Optimize app performance
- Enhance interface design


## Frequently asked questions

### Is Cash App free?

Cash App is free to download, with no in-app purchases.

### Is UBS TWINT free?

UBS TWINT is free to download, with no in-app purchases.

### Which has better reviews, Cash App or UBS TWINT?

UBS TWINT is rated higher. Cash App averages 4.8 out of 5 from 8.8M ratings, while UBS TWINT averages 4.9 from 1.7K ratings.

### Do Cash App or UBS TWINT have ads?

Neither Cash App nor UBS TWINT shows ads.

### Which is updated more often, Cash App or UBS TWINT?

Cash App ships an update every 6 days, and UBS TWINT every 2 months. Most recently, Cash App was updated on November 8, 2026 and UBS TWINT on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*