# UMassFive Mobile Banking vs Freedom CU Mobile

The clearest difference is ads: Freedom CU Mobile at none against UMassFive Mobile Banking's shown. Freedom CU Mobile also leads on review sentiment (58% vs 30%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for Freedom CU Mobile. Both are backed by a comparable volume of ratings — 3.2K and 2.8K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 58% of Freedom CU Mobile's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | UMassFive Mobile Banking | Freedom CU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261/reviews) | **[4.8 (2.8K ratings)](https://appshunter.io/ios/app/freedom-cu-mobile/id1007433654/reviews)** |
| Number of ratings | **3.2K** | 2.8K |
| Positive reviews | 29.8% of reviews | **57.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 90 MB | 107 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMass Five College Federal Credit Union](https://appshunter.io/developer/691326852) | [Freedom Credit Union](https://appshunter.io/developer/580617840) |

## What reviewers say

### UMassFive Mobile Banking

[App page](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261)

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

**Highlights:** Card on/off controls, Spending limits, Geographic/merchant restrictions, Remote check deposit, Bill pay, Budgeting and savings goals, Fund transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience

**Reported bugs**

- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates

**Requested features**

- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options


### Freedom CU Mobile

[App page](https://appshunter.io/ios/app/freedom-cu-mobile/id1007433654)

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, and pay bills. Enjoy quick and secure access with biometric login and customizable alerts.

**Highlights:** Account management, Mobile check deposit, Fund transfers, Bill payment, Biometric login, Account alerts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Great customer service
- 🚀 Convenient mobile banking

**What reviewers complain about**

- 🐛 App crashes and glitches
- 💰 Excessive fees
- 🔒 Login issues

**Reported bugs**

- Login process takes multiple attempts
- App freezes when viewing e-statements
- Mobile deposit not working

**Requested features**

- Fingerprint/biometric login
- Improved mobile deposit
- Better app stability


## Frequently asked questions

### Is UMassFive Mobile Banking free?

UMassFive Mobile Banking is free to download, with no in-app purchases.

### Is Freedom CU Mobile free?

Freedom CU Mobile is free to download, with no in-app purchases.

### Which has better reviews, UMassFive Mobile Banking or Freedom CU Mobile?

Freedom CU Mobile is rated higher. UMassFive Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while Freedom CU Mobile averages 4.8 from 2.8K ratings.

### Do UMassFive Mobile Banking or Freedom CU Mobile have ads?

UMassFive Mobile Banking shows ads; Freedom CU Mobile does not.

### Which is updated more often, UMassFive Mobile Banking or Freedom CU Mobile?

UMassFive Mobile Banking ships an update every 3 months, and Freedom CU Mobile every 3 months. Most recently, UMassFive Mobile Banking was updated on November 1, 2026 and Freedom CU Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*