# UMassFive Mobile Banking vs GCB Online Banking

The clearest difference is ads: GCB Online Banking at none against UMassFive Mobile Banking's shown. GCB Online Banking also leads on review sentiment (44% vs 30%). UMassFive Mobile Banking's advantage is ratings volume (3.2K vs 708). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for GCB Online Banking. Both are backed by a comparable volume of ratings — 3.2K and 708 respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 44% of GCB Online Banking's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | UMassFive Mobile Banking | GCB Online Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261/reviews) | **[4.8 (708 ratings)](https://appshunter.io/ios/app/gcb-online-banking/id912912852/reviews)** |
| Number of ratings | **3.2K** | 708 |
| Positive reviews | 29.8% of reviews | **44.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 90 MB | 106 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMass Five College Federal Credit Union](https://appshunter.io/developer/691326852) | [Greenfield Co-operative Bank](https://appshunter.io/developer/912912855) |

## What reviewers say

### UMassFive Mobile Banking

[App page](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261)

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

**Highlights:** Card on/off controls, Spending limits, Geographic/merchant restrictions, Remote check deposit, Bill pay, Budgeting and savings goals, Fund transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience

**Reported bugs**

- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates

**Requested features**

- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options


### GCB Online Banking

[App page](https://appshunter.io/ios/app/gcb-online-banking/id912912852)

Manage your finances on the go with this banking app. Monitor accounts, deposit checks, make transfers, pay bills, and track your credit score. Enjoy quick and secure access with biometric login options.

**Highlights:** Account monitoring, Mobile check deposit, Fund transfers, Bill payment, Credit score tracking, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UMassFive Mobile Banking free?

UMassFive Mobile Banking is free to download, with no in-app purchases.

### Is GCB Online Banking free?

GCB Online Banking is free to download, with no in-app purchases.

### Which has better reviews, UMassFive Mobile Banking or GCB Online Banking?

GCB Online Banking is rated higher. UMassFive Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while GCB Online Banking averages 4.8 from 708 ratings.

### Do UMassFive Mobile Banking or GCB Online Banking have ads?

UMassFive Mobile Banking shows ads; GCB Online Banking does not.

### Which is updated more often, UMassFive Mobile Banking or GCB Online Banking?

UMassFive Mobile Banking ships an update every 3 months, and GCB Online Banking every 3 months. Most recently, UMassFive Mobile Banking was updated on October 29, 2026 and GCB Online Banking on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*