# UMassFive Mobile Banking vs Florence Bank

The clearest difference is ads: Florence Bank at none against UMassFive Mobile Banking's shown. Florence Bank also leads on review sentiment (53% vs 30%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UMassFive Mobile Banking against 4.8 for Florence Bank. Both are backed by a comparable volume of ratings — 3.2K and 3.4K respectively. Written reviews are what separate them: 30% of UMassFive Mobile Banking's written reviews are positive against 53% of Florence Bank's.

Both ship on a similar rhythm, roughly every 3 months. Both last shipped on October 26, 2026.

## The numbers

| Metric | UMassFive Mobile Banking | Florence Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261/reviews) | **[4.8 (3.4K ratings)](https://appshunter.io/ios/app/florence-bank/id976178936/reviews)** |
| Number of ratings | 3.2K | **3.4K** |
| Positive reviews | 29.8% of reviews | **53.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 90 MB | 108 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UMass Five College Federal Credit Union](https://appshunter.io/developer/691326852) | [Florence Bank](https://appshunter.io/developer/581550510) |

## What reviewers say

### UMassFive Mobile Banking

[App page](https://appshunter.io/ios/app/umassfive-mobile-banking/id712366261)

Manage your finances securely and conveniently from your mobile device. This app offers robust security features like card controls and budgeting tools to help you monitor your spending, set savings goals, and access your accounts anytime, anywhere.

**Highlights:** Card on/off controls, Spending limits, Geographic/merchant restrictions, Remote check deposit, Bill pay, Budgeting and savings goals, Fund transfers

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Smooth transitions
- 💡 Great for online banking

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Frequent crashes
- 🐛 Face/Touch ID not working
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience

**Reported bugs**

- Login not working
- App crashing
- Face/Touch ID not functioning
- Frequent errors and timeouts
- Inconsistent user experience across updates

**Requested features**

- Purchase transaction notifications
- Credit card transaction history integration
- Improved authentication options


### Florence Bank

[App page](https://appshunter.io/ios/app/florence-bank/id976178936)

Manage your finances on the go with this mobile banking app. Access accounts, deposit checks, make transfers, pay bills, and set up alerts. Enjoy quick and secure access with biometric login options.

**Highlights:** Account monitoring, Check deposit via photo, Fund transfers, Bill payment management, Account alerts, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient banking app
- 🚀 Efficient and easy to use
- 🔒 Secure with fingerprint/face recognition
- 💯 Excellent customer service

**What reviewers complain about**

- 🐛 Frequent crashes and login issues
- 🔍 Difficult to navigate and use
- ⏱️ Slow performance and long loading times
- 🔒 Touch ID/Face ID not working consistently

**Reported bugs**

- App freezing and crashing after updates
- Login screen not loading or timing out
- Mobile deposit feature not functioning properly

**Requested features**

- Improved mobile deposit functionality
- Ability to view and manage scheduled transfers
- More intuitive and modern user interface design


## Frequently asked questions

### Is UMassFive Mobile Banking free?

UMassFive Mobile Banking is free to download, with no in-app purchases.

### Is Florence Bank free?

Florence Bank is free to download, with no in-app purchases.

### Which has better reviews, UMassFive Mobile Banking or Florence Bank?

Florence Bank is rated higher. UMassFive Mobile Banking averages 4.8 out of 5 from 3.2K ratings, while Florence Bank averages 4.8 from 3.4K ratings.

### Do UMassFive Mobile Banking or Florence Bank have ads?

UMassFive Mobile Banking shows ads; Florence Bank does not.

### Which is updated more often, UMassFive Mobile Banking or Florence Bank?

UMassFive Mobile Banking ships an update every 3 months, and Florence Bank every 3 months. Most recently, UMassFive Mobile Banking was updated on October 26, 2026 and Florence Bank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*