# Efecty vs Protección

The clearest difference is rating: Protección at 4.8 against Efecty's 1.8. Protección also leads on ratings volume (1.2K vs 37) and review sentiment (47% vs 29%). Efecty's advantage is iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Protección holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Protección has 1.2K ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 47% of Protección's.

Efecty ships an update every 2 weeks, Protección monthly. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Efecty | Protección |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/proteccion/id1015636587/reviews)** |
| Number of ratings | 37 | **1.2K** |
| Positive reviews | 28.6% of reviews | **47.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 83 MB | 26 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [EFECTIVO LTDA](https://appshunter.io/developer/712562221) | [Protección S. A.](https://appshunter.io/developer/890910395) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Protección

[App page](https://appshunter.io/ios/app/proteccion/id1015636587)

Easily and securely access your product information, manage savings and investments, and access online withdrawal portals. Request advice without needing to visit a physical location.

**Highlights:** Access product information, Manage savings and investments, Online withdrawal portal, Request advisory services, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excelente aplicación
- 👍 Aplicación muy útil
- 👍 La aplicación es excelente y tiene muchas funcionalidades
- 👍 Ha mejorado mucho en desempeño y usabilidad
- 👍 La app permite un manejo muy fácil de mis inversiones

**What reviewers complain about**

- 🐛 Funcionamiento muy inestable
- 🐛 No muy confiable
- 🐛 La conectividad es pésima
- 🐛 Demora en ser atendido por llamada
- 🐛 Nunca contestan las llamadas

**Reported bugs**

- La conectividad es pésima y demora en ser atendido por llamada. Igual cuando se llama desde un teléfono, nunca contestan. Indican en momento le atenderemos. Ayer esperé casi dos horas en dos llamadas y no fui atendido.
- Lograr ver el saldo de fondos es un milagro
- La videollamada no funciona, y por cada intento hay que volver a llenar un formulario de datos. Algunos iconos no funcionan. Navegacion en circulos. E informacion desactualizada.
- He hecho un restablecimiento de clave, por ahí 100 veces y nuncaaaaaaaa me deja entrar! Muy mal!!
- La App no funciona en iphone 5s - iOS 10

**Requested features**

- Sería bueno contar con un tutorial en YouTube.


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is Protección free?

Protección is free to download, with no in-app purchases.

### Which has better reviews, Efecty or Protección?

Protección is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while Protección averages 4.8 from 1.2K ratings.

### Do Efecty or Protección have ads?

Neither Efecty nor Protección shows ads.

### Which is updated more often, Efecty or Protección?

Efecty ships an update every 2 weeks, and Protección monthly. Most recently, Efecty was updated on October 8, 2026 and Protección on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*