# Efecty vs ChevyPlan® Colombia

The clearest difference is rating: ChevyPlan® Colombia at 4.2 against Efecty's 1.8. Efecty's advantage is review sentiment (29% vs 14%) and ratings volume (37 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChevyPlan® Colombia holds the better App Store score, 4.2 against 1.8. That said, the two scores are not equally well evidenced: Efecty has 37 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 29% of Efecty's written reviews are positive against 14% of ChevyPlan® Colombia's, so the app with the better star average is not the one people write more warmly about.

Efecty ships an update every 2 weeks, ChevyPlan® Colombia every 3 weeks. Both last shipped on October 16, 2026.

## The numbers

| Metric | Efecty | ChevyPlan® Colombia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews) | **[4.2 (5 ratings)](https://appshunter.io/ios/app/chevyplan-colombia/id1230141038/reviews)** |
| Number of ratings | **37** | 5 |
| Positive reviews | **28.6% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 83 MB | 80 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Efectivo Ltda.](https://appshunter.io/developer/712562221) | [CHEVYPLAN S A SOCIEDAD ADMINISTRADORA DE PLANES DE AUTOFINANCIAMIENTO COMERCIAL](https://appshunter.io/developer/1230141037) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ChevyPlan® Colombia

[App page](https://appshunter.io/ios/app/chevyplan-colombia/id1230141038)

Manage your programmed savings plan for your dreams. Monitor your plan, make easy monthly payments, and track details of past and upcoming ceremonies. Access all the information you need to save effectively.

**Highlights:** Monitor programmed savings plan, Easy monthly payment, Make offers for ceremonies, View ceremony details, Access plan information

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is ChevyPlan® Colombia free?

ChevyPlan® Colombia is free to download, with no in-app purchases.

### Which has better reviews, Efecty or ChevyPlan® Colombia?

ChevyPlan® Colombia is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while ChevyPlan® Colombia averages 4.2 from 5 ratings.

### Do Efecty or ChevyPlan® Colombia have ads?

Neither Efecty nor ChevyPlan® Colombia shows ads.

### Which is updated more often, Efecty or ChevyPlan® Colombia?

Efecty ships an update every 2 weeks, and ChevyPlan® Colombia every 3 weeks. Most recently, Efecty was updated on October 16, 2026 and ChevyPlan® Colombia on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*