# Efecty vs Fisapay

The clearest difference is review sentiment: Efecty at 29% against Fisapay's 14%. Fisapay's advantage is iOS requirement (10.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Efecty ships an update every 2 weeks, Fisapay every 3 weeks. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Efecty | Fisapay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews)** | — |
| Number of ratings | **37** | — |
| Positive reviews | **28.6% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 83 MB | 120 MB |
| Requires iOS | 14.0 | **10.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Efectivo Ltda.](https://appshunter.io/developer/712562221) | [F&I SAS](https://appshunter.io/developer/1442317203) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Fisapay

[App page](https://appshunter.io/ios/app/fisapay/id1442317204)

This fintech solution offers an efficient alternative for companies processing a high volume of payments to independent contractors and service providers. It streamlines payments for fees, commissions, services, or brokerages to both individuals and businesses.

**Highlights:** Efficient payment processing, Supports independent contractors, Handles service providers, Processes fees and commissions, For individuals and businesses

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is Fisapay free?

Fisapay is free to download, with no in-app purchases.

### Do Efecty or Fisapay have ads?

Neither Efecty nor Fisapay shows ads.

### Which is updated more often, Efecty or Fisapay?

Efecty ships an update every 2 weeks, and Fisapay every 3 weeks. Most recently, Efecty was updated on October 16, 2026 and Fisapay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*