# Efecty vs FGA

The clearest difference is update cadence: Efecty at every 2 weeks against FGA's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Efecty ships an update every 2 weeks, FGA every 6 months. The most recent releases landed on October 8, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Efecty | FGA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews)** | — |
| Number of ratings | **37** | — |
| Positive reviews | 28.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 months |
| Monetization | Free | — |
| Size | 83 MB | 7 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [EFECTIVO LTDA](https://appshunter.io/developer/712562221) | [FGA Fondo de Garantías](https://appshunter.io/developer/1472367789) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### FGA

[App page](https://appshunter.io/ios/app/fga/id1472367790)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is FGA free?

FGA is free to download, with no in-app purchases.

### Do Efecty or FGA have ads?

Neither Efecty nor FGA shows ads.

### Which is updated more often, Efecty or FGA?

Efecty ships an update every 2 weeks, and FGA every 6 months. Most recently, Efecty was updated on October 8, 2026 and FGA on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*