# Efecty vs Xisfo

The clearest difference is review sentiment: Xisfo at 100% against Efecty's 29%. Xisfo also leads on rating (5.0 vs 1.8). Efecty's advantage is ratings volume (37 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xisfo holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: Efecty has 37 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 100% of Xisfo's.

Efecty ships an update every 2 weeks, Xisfo every 3 weeks. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Efecty | Xisfo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/xisfo/id6446699058/reviews)** |
| Number of ratings | **37** | 1 |
| Positive reviews | 28.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 83 MB | 61 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [EFECTIVO LTDA](https://appshunter.io/developer/712562221) | [Xisfo](https://appshunter.io/developer/1678787386) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xisfo

[App page](https://appshunter.io/ios/app/xisfo/id6446699058)

This app provides a digital financial ecosystem for easy and secure monetization of digital platforms. Users can receive money, make free transfers between Xisfo wallets, and pay at partner merchants to earn cashback. It aims to simplify financial transactions through smart contracts and innovation.

**Highlights:** Monetize digital platforms, Secure money reception, Free transfers between Xisfo wallets, Pay at partner merchants, Receive cashback on transactions, Digital financial ecosystem

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is Xisfo free?

Xisfo is free to download, with no in-app purchases.

### Which has better reviews, Efecty or Xisfo?

Xisfo is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while Xisfo averages 5.0 from 1 ratings.

### Do Efecty or Xisfo have ads?

Neither Efecty nor Xisfo shows ads.

### Which is updated more often, Efecty or Xisfo?

Efecty ships an update every 2 weeks, and Xisfo every 3 weeks. Most recently, Efecty was updated on October 8, 2026 and Xisfo on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*