# Efecty vs Banco de Bogotá

The clearest difference is rating: Banco de Bogotá at 4.8 against Efecty's 1.8. Banco de Bogotá also leads on ratings volume (6.7K vs 37). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco de Bogotá holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Banco de Bogotá has 6.7K ratings behind it against 37, so its average is the more settled of the two. Written reviews complicate that: 29% of Efecty's written reviews are positive against 23% of Banco de Bogotá's, so the app with the better star average is not the one people write more warmly about.

Efecty ships an update every 2 weeks, Banco de Bogotá every 3 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Efecty | Banco de Bogotá |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews) | **[4.8 (6.7K ratings)](https://appshunter.io/ios/app/banco-de-bogota/id741196012/reviews)** |
| Number of ratings | 37 | **6.7K** |
| Positive reviews | **28.6% of reviews** | 22.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 83 MB | 241 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Efectivo Ltda.](https://appshunter.io/developer/712562221) | [Banco de Bogotá](https://appshunter.io/developer/857788263) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Banco de Bogotá

[App page](https://appshunter.io/ios/app/banco-de-bogota/id741196012)

Manage your banking needs on the go with this secure mobile application. Access account details, make payments, transfer funds, and control your card security from anywhere. It offers a convenient way to handle your finances with ease.

**Highlights:** Account balance and product details, Service and obligation payments, Transfers between accounts and to other banks, Mobile top-ups, Download statements and certificates, Card security management, Token activation

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and responsive
- 🔒 Secure with token integration
- 💡 Helpful for managing accounts and making transactions

**What reviewers complain about**

- 🐛 Frequent crashes and app instability
- 🐛 Unreliable functionality after updates
- 🐛 Issues with transferring money and accessing accounts
- 🔋 High battery consumption
- 🤔 Confusing and unintuitive user interface

**Reported bugs**

- App crashes or freezes during use
- Transactions not processing correctly
- Account balances and statements not updating properly
- Token activation issues preventing access to the app

**Requested features**

- Improve stability and reliability of the app
- Simplify the user interface and make it more intuitive
- Provide better support for international users
- Integrate with more payment platforms and services
- Improve the token activation process


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is Banco de Bogotá free?

Banco de Bogotá is free to download, with no in-app purchases.

### Which has better reviews, Efecty or Banco de Bogotá?

Banco de Bogotá is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while Banco de Bogotá averages 4.8 from 6.7K ratings.

### Do Efecty or Banco de Bogotá have ads?

Neither Efecty nor Banco de Bogotá shows ads.

### Which is updated more often, Efecty or Banco de Bogotá?

Efecty ships an update every 2 weeks, and Banco de Bogotá every 3 weeks. Most recently, Efecty was updated on October 20, 2026 and Banco de Bogotá on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*