# Efecty vs AV Villas App

The clearest difference is rating: AV Villas App at 4.8 against Efecty's 1.8. AV Villas App also leads on review sentiment (50% vs 29%) and ratings volume (672 vs 37). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AV Villas App holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: AV Villas App has 672 ratings behind it against 37, so its average is the more settled of the two. Written reviews point the same way: 29% of Efecty's written reviews are positive against 50% of AV Villas App's.

Efecty ships an update every 2 weeks, AV Villas App monthly. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Efecty | AV Villas App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (37 ratings)](https://appshunter.io/ios/app/efecty/id712562218/reviews) | **[4.8 (672 ratings)](https://appshunter.io/ios/app/av-villas-app/id967304181/reviews)** |
| Number of ratings | 37 | **672** |
| Positive reviews | 28.6% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 83 MB | 179 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Efectivo Ltda.](https://appshunter.io/developer/712562221) | [Banco Comercial Av Villas](https://appshunter.io/developer/463280131) |

## What reviewers say

### Efecty

[App page](https://appshunter.io/ios/app/efecty/id712562218)

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

**Highlights:** Send money transfers, Consult sent and available transfers, Pay obligations from various agreements, View service tariffs, Locate physical service points, Open an electronic deposit account, Transfer money to other banks

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### AV Villas App

[App page](https://appshunter.io/ios/app/av-villas-app/id967304181)

Manage your finances on the go with this banking app. Perform over 100 transactions from your mobile device, including payments, transfers, and detailed product inquiries.

**Highlights:** Over 100 mobile transactions, Detailed product inquiries, QR transfers and payments, Pay financial obligations, utilities, taxes, and social security, Transfers to accounts, Tag Aval, or Llaves, Generate keys for transfers and withdrawals, Manage payment methods

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 "Bolsillos" feature for easy saving
- 👍 Detailed transaction and card movement viewing
- 🚀 Quick withdrawals and payments
- 👍 Touch ID integration
- 🚀 Optimized for new iPhone models (historically)

**What reviewers complain about**

- 👎 Poor digital platforms (website, app, call center)
- 👎 Incorrect financial statements emailed
- 👎 Ineffective and unhelpful advisors
- 👎 Virtual certificates require in-office opening
- 👎 QR code issues for online payments

**Reported bugs**

- App closes by itself on iOS 16
- Registration code not received or not working
- QR code not functioning for online payments
- App activation errors on the web
- Document type selection dropdown not appearing

**Requested features**

- Improve digital platforms (website, app, call center)
- Invest in digital platforms and better advisors
- Provide email option for verification codes for travelers
- Improve app resolution and visual quality
- Ensure all features are compatible with various devices (e.g., iPad)


## Frequently asked questions

### Is Efecty free?

Efecty is free to download, with no in-app purchases.

### Is AV Villas App free?

AV Villas App is free to download, with no in-app purchases.

### Which has better reviews, Efecty or AV Villas App?

AV Villas App is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while AV Villas App averages 4.8 from 672 ratings.

### Do Efecty or AV Villas App have ads?

Neither Efecty nor AV Villas App shows ads.

### Which is updated more often, Efecty or AV Villas App?

Efecty ships an update every 2 weeks, and AV Villas App monthly. Most recently, Efecty was updated on October 16, 2026 and AV Villas App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*