# Money Tracker+ Expense Manager vs Monetal

The clearest difference is rating: Monetal at 5.0 against Money Tracker+ Expense Manager's 4.5. Money Tracker+ Expense Manager's advantage is ratings volume (182 vs 21) and device support (3 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Money Tracker+ Expense Manager sells 1 in-app purchase, starting at $49.99 per year and Monetal sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Monetal holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Money Tracker+ Expense Manager has 182 ratings behind it against 21, so its average is the more settled of the two. Written reviews complicate that: 90% of Money Tracker+ Expense Manager's written reviews are positive against 88% of Monetal's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | Money Tracker+ Expense Manager | Monetal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (182 ratings)](https://appshunter.io/ios/app/money-tracker-plus-expense-manager/id712791004/reviews) | **[5.0 (21 ratings)](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930/reviews)** |
| Number of ratings | **182** | 21 |
| Positive reviews | **90.4% of reviews** | 88.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 22 MB | 24 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Lumen Spark LLC](https://appshunter.io/developer/306026137) | [Ilya Krupko](https://appshunter.io/developer/1302304929) |

## What reviewers say

### Money Tracker+ Expense Manager

[App page](https://appshunter.io/ios/app/money-tracker-plus-expense-manager/id712791004)

This versatile tracking app allows you to log notes, create lists, and monitor various aspects of your life, from expenses and calories to workouts and sleep. Consolidate multiple tracking needs into a single, powerful, and user-friendly application.

**Highlights:** Track anything and everything, Consolidate multiple tracking needs, Customizable tracking options, Automatic data backup, Data export to Excel/Google Docs, VoiceOver accessibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lumen Trails | $49.99 | per year |

**What reviewers like**

- 🚀 Multi-functional
- 👍 Simple and easy to use
- 🔒 Password protection
- 💡 Versatile and customizable
- 🔍 Comprehensive tracking

**What reviewers complain about**

- 🐛 Occasional crashes or glitches
- 💰 Subscription model with ads
- 🔒 Concerns about data privacy
- 🤔 Confusing interface or navigation

**Reported bugs**

- App becoming unusable after updates
- Unexpected subscription charges
- Data loss or sync issues

**Requested features**

- Integration with other apps and services
- More advanced analytics and reporting
- Customizable templates and icons
- Improved syncing and backup options


### Monetal

[App page](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930)

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

**Highlights:** SMS transaction parsing, Add transactions in 3 taps, Track expenses, income, and debts, Unlimited multi-currency accounts, Budget planning tools, Cross-device data sync, No ads

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $9.99 | per year |
| Premium Year | $19.99 | per year |
| Premium Year | $29.99 | per year |
| Premium Forever | $49.99 | one-time |


## Frequently asked questions

### Is Money Tracker+ Expense Manager free?

Money Tracker+ Expense Manager is free to download, with in-app purchases available.

### Is Monetal free?

Monetal is free to download, with in-app purchases available.

### Which has better reviews, Money Tracker+ Expense Manager or Monetal?

Monetal is rated higher. Money Tracker+ Expense Manager averages 4.5 out of 5 from 182 ratings, while Monetal averages 5.0 from 21 ratings.

### Do Money Tracker+ Expense Manager or Monetal have ads?

Neither Money Tracker+ Expense Manager nor Monetal shows ads.

### Which is updated more often, Money Tracker+ Expense Manager or Monetal?

Money Tracker+ Expense Manager ships an update every 2 weeks, and Monetal every 2 weeks. Most recently, Money Tracker+ Expense Manager was updated on October 29, 2026 and Monetal on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*