# 嘉实理财嘉 vs CreciPay

The clearest difference is rating: CreciPay at 4.0 against 嘉实理财嘉's 2.6. CreciPay also leads on in-app purchases (none vs 3). 嘉实理财嘉's advantage is ads (none vs shown) and iOS requirement (13 vs 15.0). On price, ratings volume, update cadence and device support there is nothing between them.

Both are free to download. 嘉实理财嘉 sells 3 one-off in-app purchases. CreciPay asks for nothing beyond the download.

CreciPay holds the better App Store score, 4.0 against 2.6. Both are backed by a comparable volume of ratings — 7 and 12 respectively.

嘉实理财嘉 ships an update every 5 weeks, CreciPay monthly. The most recent releases landed on November 11, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | 嘉实理财嘉 | CreciPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (7 ratings)](https://appshunter.io/ios/app/id714814035/reviews) | **[4.0 (12 ratings)](https://appshunter.io/ios/app/crecipay/id1638751180/reviews)** |
| Number of ratings | 7 | **12** |
| Positive reviews | 79.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 91 MB | 51 MB |
| Requires iOS | **13** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Harvest Fund Management Co., Ltd.](https://appshunter.io/developer/445335872) | [Creci Technologies LLC](https://appshunter.io/developer/1652414990) |

## What reviewers say

### 嘉实理财嘉

[App page](https://appshunter.io/ios/app/id714814035)

A professional fund management app offering expert investment advice, exclusive purchase discounts, and convenient payment features. It helps users achieve financial goals with tools like automated investing and smart reminders, backed by a trusted platform managing over 1 trillion yuan.

**Highlights:** Professional investment advisory services, Exclusive fund purchase discounts, Life payment and credit card repayment, Smart investment tools for goal achievement, Automated and scheduled investment options, Real-time net value change reminders, New user and existing customer benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 理财嘉投顾会员3个月 | $1.99 | one-time |
| 嘉实财富投顾会员服务年费 | $17.99 | one-time |
| 投顾+京东Plus1年联名会员 | $22.99 | one-time |


### CreciPay

[App page](https://appshunter.io/ios/app/crecipay/id1638751180)

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

**Highlights:** Access earned money, Pay bills, Save money, Flexible spending options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 嘉实理财嘉 free?

嘉实理财嘉 is free to download, with in-app purchases available.

### Is CreciPay free?

CreciPay is free to download, with no in-app purchases.

### Which has better reviews, 嘉实理财嘉 or CreciPay?

CreciPay is rated higher. 嘉实理财嘉 averages 2.6 out of 5 from 7 ratings, while CreciPay averages 4.0 from 12 ratings.

### Do 嘉实理财嘉 or CreciPay have ads?

CreciPay shows ads; 嘉实理财嘉 does not.

### Which is updated more often, 嘉实理财嘉 or CreciPay?

嘉实理财嘉 ships an update every 5 weeks, and CreciPay monthly. Most recently, 嘉实理财嘉 was updated on November 11, 2026 and CreciPay on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*