# Money Owed vs 有拖冇欠 SettleUp

The clearest difference is in-app purchases: 有拖冇欠 SettleUp at none against Money Owed's 5. 有拖冇欠 SettleUp also leads on iOS requirement (15.5 vs 17.0). Money Owed's advantage is update cadence (every 4 days vs every 10 days). On price, ads and device support there is nothing between them.

Both are free to download. Money Owed sells 5 in-app purchases, starting at $2.49 per 3 months. 有拖冇欠 SettleUp asks for nothing beyond the download.

Money Owed ships an update every 4 days, 有拖冇欠 SettleUp every 10 days. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Money Owed | 有拖冇欠 SettleUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (5 ratings)](https://appshunter.io/ios/app/money-owed/id715131049/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 18.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 10 days |
| Monetization | Freemium | — |
| Size | 28 MB | 66 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Eduardo Almeida](https://appshunter.io/developer/1366596748) | [Kwok Tim Chan](https://appshunter.io/developer/1511362732) |

## What reviewers say

### Money Owed

[App page](https://appshunter.io/ios/app/money-owed/id715131049)

Easily track who owes you money and who you owe. Log debts, split bills, and manage shared expenses with friends and family. Features include recurring payments, bill splitting via photo, and offline tracking.

**Highlights:** Track IOUs instantly, Sync across devices, Share with groups, Automate recurring payments, Split bills with photo, Offline expense tracking, Home screen widgets

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money Owed Pro (Quarterly) | $2.49 | per 3 months |
| Money Owed Pro (Yearly) | $6.49 | per year |
| Pro (3 Months) | $1.99 | one-time |
| Money Owed Pro | $4.99 | one-time |
| Pro (1 year) | $5.99 | one-time |


### 有拖冇欠 SettleUp

[App page](https://appshunter.io/ios/app/settleup/id6747300980)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Money Owed free?

Money Owed is free to download, with in-app purchases available.

### Is 有拖冇欠 SettleUp free?

有拖冇欠 SettleUp is free to download, with no in-app purchases.

### Do Money Owed or 有拖冇欠 SettleUp have ads?

Neither Money Owed nor 有拖冇欠 SettleUp shows ads.

### Which is updated more often, Money Owed or 有拖冇欠 SettleUp?

Money Owed ships an update every 4 days, and 有拖冇欠 SettleUp every 10 days. Most recently, Money Owed was updated on October 23, 2026 and 有拖冇欠 SettleUp on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*