# ENEOSカードアプリ vs Paidy

The clearest difference is ads: ENEOSカードアプリ at none against Paidy's shown. ENEOSカードアプリ also leads on monetization model (ad-supported vs free with in-app purchases). Paidy's advantage is update cadence (fortnightly vs every 2 months) and rating (4.4 vs 4.2). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paidy holds the better App Store score, 4.4 against 4.2. That said, the two scores are not equally well evidenced: Paidy has 159K ratings behind it against 21K, so its average is the more settled of the two. Written reviews split almost evenly too, at 6% and 6% positive.

ENEOSカードアプリ ships an update every 2 months, Paidy fortnightly. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | ENEOSカードアプリ | Paidy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (21K ratings)](https://appshunter.io/ios/app/eneos/id717131311/reviews) | **[4.4 (159K ratings)](https://appshunter.io/ios/app/paidy/id1220373112/reviews)** |
| Number of ratings | 21K | **159K** |
| Positive reviews | 6.0% of reviews | **6.3% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 27 MB | 166 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TOYOTA FINANCE CORPORATION](https://appshunter.io/developer/446077336) | [Paidy Inc.](https://appshunter.io/developer/1014964074) |

## What reviewers say

### ENEOSカードアプリ

[App page](https://appshunter.io/ios/app/eneos/id717131311)

Manage your ENEOS card account, view billing and points, and access roadside assistance. Stay updated on campaigns and important notifications from Toyota Finance.

**Highlights:** View monthly billing and total points, Easy emergency roadside assistance, GPS tracking for location sharing, Campaign participation registration, Receive special offers and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paidy

[App page](https://appshunter.io/ios/app/paidy/id1220373112)

Shop now and pay later with just your smartphone. No credit card or pre-registration is needed. Consolidate your purchases into a monthly bill with flexible payment options, including installments at 0% interest for select plans.

**Highlights:** Buy now, pay later with smartphone, No credit card or pre-registration required, Monthly consolidated billing, Flexible payment methods (convenience store, bank transfer, auto-debit), 0% interest installment plans (3, 6, 12 months), Shop and discover products within the app, Apple product installment plans

**In-app purchases:** none


## Frequently asked questions

### Is ENEOSカードアプリ free?

ENEOSカードアプリ is free to download, with no in-app purchases.

### Is Paidy free?

Paidy is free to download, with no in-app purchases.

### Which has better reviews, ENEOSカードアプリ or Paidy?

Paidy is rated higher. ENEOSカードアプリ averages 4.2 out of 5 from 21K ratings, while Paidy averages 4.4 from 159K ratings.

### Do ENEOSカードアプリ or Paidy have ads?

Paidy shows ads; ENEOSカードアプリ does not.

### Which is updated more often, ENEOSカードアプリ or Paidy?

ENEOSカードアプリ ships an update every 2 months, and Paidy fortnightly. Most recently, ENEOSカードアプリ was updated on November 10, 2026 and Paidy on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*