# Spending 2 vs Smart Spend

The clearest difference is rating: Smart Spend at 4.7 against Spending 2's 3.9. Smart Spend also leads on in-app purchases (none vs 1) and review sentiment (84% vs 65%). Spending 2's advantage is ads (none vs shown) and device support (3 vs 1). On price, update cadence, monetization model and iOS requirement there is nothing between them.

Both are free to download. Spending 2 sells 1 one-off in-app purchase. Smart Spend asks for nothing beyond the download.

Smart Spend holds the better App Store score, 4.7 against 3.9. Both are backed by a comparable volume of ratings — 61 and 257 respectively. Written reviews point the same way: 65% of Spending 2's written reviews are positive against 84% of Smart Spend's.

Spending 2 ships an update fortnightly, Smart Spend every 8 days. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Spending 2 | Smart Spend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (61 ratings)](https://appshunter.io/ios/app/spending-2/id717831365/reviews) | **[4.7 (257 ratings)](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112/reviews)** |
| Number of ratings | 61 | **257** |
| Positive reviews | 65.0% of reviews | **83.8% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 8 MB | 75 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [平 邱](https://appshunter.io/developer/310428914) | [Scicotherapy Labs LLC](https://appshunter.io/developer/1260450873) |

## What reviewers say

### Spending 2

[App page](https://appshunter.io/ios/app/spending-2/id717831365)

Easily log your expenses and track your spending with this intuitive application. Monitor weekly and yearly expenditures, manage multiple accounts, and utilize flexible reporting to understand your financial habits. Features include auto-backup, budgeting tools, and password protection for secure financial management.

**Highlights:** Easy expense logging, Budget management, Multiple account support, Flexible reporting, Auto backup, Password protection, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending 2 Pro | $4.99 | one-time |


### Smart Spend

[App page](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112)

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

**Highlights:** Active spending and savings tracking, Financial pattern identification, Spending knowledge trivia game, Customizable budgeting (Cash Pool, MicroBudgets), Advanced search and filter tools, Privacy-focused, no bank linking, Siri integration and iOS widgets

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💡 Original take on budgeting
- 💡 Risk of purchase indicator
- 💡 Annual expenses tracking
- 💡 Brilliant cash pool idea
- 💡 Prioritize purchases (needs, loves, likes, wants)

**What reviewers complain about**

- ❌ Missing country currency
- 🐛 App crashes after update
- ❌ Cannot edit/delete previous entries
- ❌ No option for weekly expenses (e.g., groceries)
- ❌ Cannot edit bill information (only delete and re-enter)

**Reported bugs**

- App crashes immediately upon opening after update
- Hourly income input glitch, defaults to $45
- Cannot edit/delete previous entries
- Cannot edit bill information, only delete and re-enter

**Requested features**

- Visualize cash pool growth
- Add additional income sources (bonus, etc.)
- Ability to change savings by numbers, not just percentage
- Show difference when adding a purchase to see remaining spendable amount
- Add more themes/color options


## Frequently asked questions

### Is Spending 2 free?

Spending 2 is free to download, with in-app purchases available.

### Is Smart Spend free?

Smart Spend is free to download, with no in-app purchases.

### Which has better reviews, Spending 2 or Smart Spend?

Smart Spend is rated higher. Spending 2 averages 3.9 out of 5 from 61 ratings, while Smart Spend averages 4.7 from 257 ratings.

### Do Spending 2 or Smart Spend have ads?

Smart Spend shows ads; Spending 2 does not.

### Which is updated more often, Spending 2 or Smart Spend?

Spending 2 ships an update fortnightly, and Smart Spend every 8 days. Most recently, Spending 2 was updated on October 17, 2026 and Smart Spend on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*