# Spending 2 vs Smart Budget

The clearest difference is rating: Smart Budget at 4.3 against Spending 2's 3.8. Smart Budget also leads on review sentiment (83% vs 65%). Spending 2's advantage is ratings volume (64 vs 20) and iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spending 2 sells 1 one-off in-app purchase and Smart Budget sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Smart Budget holds the better App Store score, 4.3 against 3.8. Both are backed by a comparable volume of ratings — 64 and 20 respectively. Written reviews point the same way: 65% of Spending 2's written reviews are positive against 83% of Smart Budget's.

Spending 2 ships an update fortnightly, Smart Budget every 3 weeks. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Spending 2 | Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (64 ratings)](https://appshunter.io/ios/app/spending-2/id717831365/reviews) | **[4.3 (20 ratings)](https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197/reviews)** |
| Number of ratings | **64** | 20 |
| Positive reviews | 65.0% of reviews | **82.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 8 MB | 172 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [平 邱](https://appshunter.io/developer/310428914) | [MICHAEL JOHN S WILLER](https://appshunter.io/developer/1694028060) |

## What reviewers say

### Spending 2

[App page](https://appshunter.io/ios/app/spending-2/id717831365)

Easily log your expenses and track your spending with this intuitive application. Monitor weekly and yearly expenditures, manage multiple accounts, and utilize flexible reporting to understand your financial habits. Features include auto-backup, budgeting tools, and password protection for secure financial management.

**Highlights:** Easy expense logging, Budget management, Multiple account support, Flexible reporting, Auto backup, Password protection, CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spending 2 Pro | $4.99 | one-time |


### Smart Budget

[App page](https://appshunter.io/ios/app/smart-budget-walletpal/id6475526197)

Effortlessly track your spending and manage budgets with automatic transaction logging from Apple Pay. Features include smart budgeting, subscription management, and receipt scanning. Simplify your finances without manual data entry.

**Highlights:** Automatic expense tracking, Smart monthly budget planner, Free budget tracker tools, Receipt tracker with OCR, Subscription manager, Widgets for instant insights, Custom categories and budgets

**Features:** Safari Extension

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $2.99 | per 7 days |
| Monthly | $6.99 | per month |
| Annual | $49.99 | per year |


## Frequently asked questions

### Is Spending 2 free?

Spending 2 is free to download, with in-app purchases available.

### Is Smart Budget free?

Smart Budget is free to download, with in-app purchases available.

### Which has better reviews, Spending 2 or Smart Budget?

Smart Budget is rated higher. Spending 2 averages 3.8 out of 5 from 64 ratings, while Smart Budget averages 4.3 from 20 ratings.

### Do Spending 2 or Smart Budget have ads?

Neither Spending 2 nor Smart Budget shows ads.

### Which is updated more often, Spending 2 or Smart Budget?

Spending 2 ships an update fortnightly, and Smart Budget every 3 weeks. Most recently, Spending 2 was updated on November 6, 2026 and Smart Budget on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*