# Preferred CU vs UBMich

The clearest difference is review sentiment: UBMich at 100% against Preferred CU's 9%. UBMich also leads on rating (4.8 vs 2.8) and ratings volume (330 vs 27). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBMich holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: UBMich has 330 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 9% of Preferred CU's written reviews are positive against 100% of UBMich's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Preferred CU | UBMich |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (27 ratings)](https://appshunter.io/ios/app/preferred-cu/id718500231/reviews) | **[4.8 (330 ratings)](https://appshunter.io/ios/app/ubmich/id1555294728/reviews)** |
| Number of ratings | 27 | **330** |
| Positive reviews | 9.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Ad-supported | Ad-supported |
| Size | 61 MB | 197 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Preferred Credit Union](https://appshunter.io/developer/554721507) | [Union Bank (MI)](https://appshunter.io/developer/655833489) |

## What reviewers say

### Preferred CU

[App page](https://appshunter.io/ios/app/preferred-cu/id718500231)

Manage your finances conveniently with mobile banking features. Deposit checks, find branch locations, and access contact information easily. Stay connected to your credit union's services on the go.

**Highlights:** Mobile check deposit, Access to website, Branch and contact info, Mobile banking, Convenient access

**Features:** Vision Pro support

**In-app purchases:** none


### UBMich

[App page](https://appshunter.io/ios/app/ubmich/id1555294728)

Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Preferred CU free?

Preferred CU is free to download, with no in-app purchases.

### Is UBMich free?

UBMich is free to download, with no in-app purchases.

### Which has better reviews, Preferred CU or UBMich?

UBMich is rated higher. Preferred CU averages 2.8 out of 5 from 27 ratings, while UBMich averages 4.8 from 330 ratings.

### Do Preferred CU or UBMich have ads?

Neither Preferred CU nor UBMich shows ads.

### Which is updated more often, Preferred CU or UBMich?

Preferred CU ships an update every 3 weeks, and UBMich every 3 weeks. Most recently, Preferred CU was updated on November 1, 2026 and UBMich on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*