# Preferred CU vs Preferred Bank

The clearest difference is rating: Preferred Bank at 4.9 against Preferred CU's 2.8. Preferred Bank also leads on monetization model (free vs ad-supported) and iOS requirement (14.1 vs 17.0). Preferred CU's advantage is update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Preferred Bank holds the better App Store score, 4.9 against 2.8. Both are backed by a comparable volume of ratings — 27 and 44 respectively.

Preferred CU ships an update every 3 weeks, Preferred Bank every 3 months. The most recent releases landed on October 23, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Preferred CU | Preferred Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (27 ratings)](https://appshunter.io/ios/app/preferred-cu/id718500231/reviews) | **[4.9 (44 ratings)](https://appshunter.io/ios/app/preferred-bank/id925858230/reviews)** |
| Number of ratings | 27 | **44** |
| Positive reviews | 9.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 145 MB |
| Requires iOS | 17.0 | **14.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Preferred Credit Union](https://appshunter.io/developer/554721507) | [Preferred Bank](https://appshunter.io/developer/925858229) |

## What reviewers say

### Preferred CU

[App page](https://appshunter.io/ios/app/preferred-cu/id718500231)

Manage your finances conveniently with mobile banking features. Deposit checks, find branch locations, and access contact information easily. Stay connected to your credit union's services on the go.

**Highlights:** Mobile check deposit, Access to website, Branch and contact info, Mobile banking, Convenient access

**Features:** Vision Pro support

**In-app purchases:** none


### Preferred Bank

[App page](https://appshunter.io/ios/app/preferred-bank/id925858230)

Securely manage your finances on the go with instant access to your accounts. Check balances, transfer funds, pay bills, and deposit checks from your mobile device. Locate nearby branches and ATMs with ease.

**Highlights:** Secure account access, Check balances and transactions, Fund transfers, Bill payments, Mobile check deposit, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Preferred CU free?

Preferred CU is free to download, with no in-app purchases.

### Is Preferred Bank free?

Preferred Bank is free to download, with no in-app purchases.

### Which has better reviews, Preferred CU or Preferred Bank?

Preferred Bank is rated higher. Preferred CU averages 2.8 out of 5 from 27 ratings, while Preferred Bank averages 4.9 from 44 ratings.

### Do Preferred CU or Preferred Bank have ads?

Neither Preferred CU nor Preferred Bank shows ads.

### Which is updated more often, Preferred CU or Preferred Bank?

Preferred CU ships an update every 3 weeks, and Preferred Bank every 3 months. Most recently, Preferred CU was updated on October 23, 2026 and Preferred Bank on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*