# Ridgeline Credit Union vs Cooperative Credit Union

The clearest difference is update cadence: Ridgeline Credit Union at every 4 months against Cooperative Credit Union's every 11 months. Cooperative Credit Union's advantage is iOS requirement (14.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Ridgeline Credit Union against 5.0 for Cooperative Credit Union. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Ridgeline Credit Union ships an update every 4 months, Cooperative Credit Union every 11 months. The most recent releases landed on June 7, 2026 and July 4, 2026 respectively.

## The numbers

| Metric | Ridgeline Credit Union | Cooperative Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/ridgeline-credit-union/id719190316/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/cooperative-credit-union/id1300583055/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 11 months |
| Monetization | Free | Free |
| Size | 33 MB | 29 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Utah Federal Credit Union](https://appshunter.io/developer/1236906437) | [Cooperative Credit Union](https://appshunter.io/developer/1300583054) |

## What reviewers say

### Ridgeline Credit Union

[App page](https://appshunter.io/ios/app/ridgeline-credit-union/id719190316)

Manage your finances on the go with this banking app. Access account history, pay bills, transfer funds, and deposit checks remotely. Easily locate ATMs and utilize a range of other convenient banking features.

**Highlights:** View account history, Pay bills, Transfer funds, Remote check deposit, Locate ATMs, Account management

**Features:** macOS Compatibility

**In-app purchases:** none


### Cooperative Credit Union

[App page](https://appshunter.io/ios/app/cooperative-credit-union/id1300583055)

Manage your finances conveniently on the go with this mobile banking app. It offers a user-friendly interface for checking balances, viewing transactions, transferring funds, depositing checks, and paying loans securely from your device.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Deposit checks remotely, Pay loans, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ridgeline Credit Union free?

Ridgeline Credit Union is free to download, with no in-app purchases.

### Is Cooperative Credit Union free?

Cooperative Credit Union is free to download, with no in-app purchases.

### Which has better reviews, Ridgeline Credit Union or Cooperative Credit Union?

Ridgeline Credit Union and Cooperative Credit Union are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Ridgeline Credit Union or Cooperative Credit Union have ads?

Neither Ridgeline Credit Union nor Cooperative Credit Union shows ads.

### Which is updated more often, Ridgeline Credit Union or Cooperative Credit Union?

Ridgeline Credit Union ships an update every 4 months, and Cooperative Credit Union every 11 months. Most recently, Ridgeline Credit Union was updated on June 7, 2026 and Cooperative Credit Union on July 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*