# FSBDC Mobile vs First State Bank

FSBDC Mobile and First State Bank both sit at 4.9 stars, but that hides the real split: 100% of FSBDC Mobile's written reviews are positive against 48% of First State Bank's. FSBDC Mobile also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 18.4). First State Bank's advantage is ads (none vs shown) and ratings volume (2.2K vs 421). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FSBDC Mobile against 4.8 for First State Bank. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 421, so its average is the more settled of the two. Written reviews are what separate them: 100% of FSBDC Mobile's written reviews are positive against 48% of First State Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | FSBDC Mobile | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (421 ratings)](https://appshunter.io/ios/app/fsbdc-mobile/id719265853/reviews)** | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews) |
| Number of ratings | 421 | **2.2K** |
| Positive reviews | **100.0% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 188 MB | 197 MB |
| Requires iOS | **15.5** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [FIRST STATE BANK OF DEKALB COUNTY](https://appshunter.io/developer/719265856) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### FSBDC Mobile

[App page](https://appshunter.io/ios/app/fsbdc-mobile/id719265853)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options enhance your banking experience.

**Highlights:** Check account balances, Search recent transactions, Transfer funds between accounts, Pay bills and view payment history, Deposit checks with device camera, Secure Touch ID/Face ID sign-on

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is FSBDC Mobile free?

FSBDC Mobile is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, FSBDC Mobile or First State Bank?

FSBDC Mobile is rated higher. FSBDC Mobile averages 4.9 out of 5 from 421 ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do FSBDC Mobile or First State Bank have ads?

FSBDC Mobile shows ads; First State Bank does not.

### Which is updated more often, FSBDC Mobile or First State Bank?

FSBDC Mobile ships an update monthly, and First State Bank monthly. Most recently, FSBDC Mobile was updated on October 5, 2026 and First State Bank on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*