# Raiz vs MSFCU Mobile Banking

The clearest difference is review sentiment: Raiz at 49% against MSFCU Mobile Banking's 0%. Raiz also leads on ratings volume (5.8K vs 6) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raiz holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Raiz has 5.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 49% of Raiz's written reviews are positive against 0% of MSFCU Mobile Banking's.

Raiz ships an update monthly, MSFCU Mobile Banking every 5 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Raiz | MSFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.8K ratings)](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936/reviews)** | [4.5 (6 ratings)](https://appshunter.io/ios/app/msfcu-mobile-banking/id1269632172/reviews) |
| Number of ratings | **5.8K** | 6 |
| Positive reviews | **48.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 232 MB | 26 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Raiz Federal Credit Union](https://appshunter.io/developer/720084939) | [MOUNTAIN STAR FCU](https://appshunter.io/developer/1647228286) |

## What reviewers say

### Raiz

[App page](https://appshunter.io/ios/app/raiz-mobile-banking/id720084936)

Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.

**Highlights:** View credit score, Apply for loans and credit cards, Manage cards and fight fraud, Virtual financial assistant, Savings goals and budgeting tools, Deposit checks via mobile camera, Member-to-member transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 💡 Integrated Zelle functionality
- 🚀 Fast and responsive
- 👍 Convenient account management

**What reviewers complain about**

- 🐛 Frequent crashes and glitches
- 🐛 Unreliable Zelle integration
- 🐛 Difficulty accessing accounts
- 🔒 Security and login issues
- 👎 Poor customer service

**Reported bugs**

- Repeated sign-outs and login issues
- Inability to access accounts and view balances
- Zelle verification failures and disconnections
- Freezing and crashing during app usage

**Requested features**

- Improve Zelle integration
- Enhance account visibility and transaction history
- Implement more robust security features
- Provide better customer support options


### MSFCU Mobile Banking

[App page](https://appshunter.io/ios/app/msfcu-mobile-banking/id1269632172)

Manage your finances securely with this credit union's mobile banking app. Easily access account balances, transaction history, and transfer funds. Apply for loans and make payments conveniently anytime, anywhere.

**Highlights:** Account Balances, Transaction History, Fund Transfers, Loan Application, Credit Card & Loan Payments, ATM Locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Raiz free?

Raiz is free to download, with no in-app purchases.

### Is MSFCU Mobile Banking free?

MSFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Raiz or MSFCU Mobile Banking?

Raiz is rated higher. Raiz averages 4.9 out of 5 from 5.8K ratings, while MSFCU Mobile Banking averages 4.5 from 6 ratings.

### Do Raiz or MSFCU Mobile Banking have ads?

Neither Raiz nor MSFCU Mobile Banking shows ads.

### Which is updated more often, Raiz or MSFCU Mobile Banking?

Raiz ships an update monthly, and MSFCU Mobile Banking every 5 months. Most recently, Raiz was updated on November 11, 2026 and MSFCU Mobile Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*