# MyBRD Mobile vs Raiffeisen SmartToken

The clearest difference is rating: Raiffeisen SmartToken at 4.6 against MyBRD Mobile's 1.5. Raiffeisen SmartToken also leads on ratings volume (300 vs 36). MyBRD Mobile's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Raiffeisen SmartToken holds the better App Store score, 4.6 against 1.5. That said, the two scores are not equally well evidenced: Raiffeisen SmartToken has 300 ratings behind it against 36, so its average is the more settled of the two. Written reviews complicate that: 17% of MyBRD Mobile's written reviews are positive against 10% of Raiffeisen SmartToken's, so the app with the better star average is not the one people write more warmly about.

MyBRD Mobile ships an update every 2 months, Raiffeisen SmartToken every 6 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | MyBRD Mobile | Raiffeisen SmartToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (36 ratings)](https://appshunter.io/ios/app/mybrd-mobile/id720180336/reviews) | **[4.6 (300 ratings)](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews)** |
| Number of ratings | 36 | **300** |
| Positive reviews | **16.8% of reviews** | 9.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 90 MB | 43 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BRD Groupe Societe Generale S.A.](https://appshunter.io/developer/720180339) | [Raiffeisen Bank S.A.](https://appshunter.io/developer/470512473) |

## What reviewers say

### MyBRD Mobile

[App page](https://appshunter.io/ios/app/mybrd-mobile/id720180336)

Manage your bank accounts and perform various financial operations 24/7 from your mobile device. Access account details, pay bills, make transfers, and even open new accounts securely.

**Highlights:** Fingerprint access, Bill payment via barcode scan or photo, National transfers, QR code money transfers, Open new accounts, Mobile token for internet banking

**Features:** macOS Compatibility

**In-app purchases:** none


### Raiffeisen SmartToken

[App page](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366)

This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.

**Highlights:** Secure transaction authentication, Order transactions remotely, eToken functionality, 100% online process, No physical token needed, Integrates with mobile banking

**In-app purchases:** none


## Frequently asked questions

### Is MyBRD Mobile free?

MyBRD Mobile is free to download, with no in-app purchases.

### Is Raiffeisen SmartToken free?

Raiffeisen SmartToken is free to download, with no in-app purchases.

### Which has better reviews, MyBRD Mobile or Raiffeisen SmartToken?

Raiffeisen SmartToken is rated higher. MyBRD Mobile averages 1.5 out of 5 from 36 ratings, while Raiffeisen SmartToken averages 4.6 from 300 ratings.

### Do MyBRD Mobile or Raiffeisen SmartToken have ads?

Neither MyBRD Mobile nor Raiffeisen SmartToken shows ads.

### Which is updated more often, MyBRD Mobile or Raiffeisen SmartToken?

MyBRD Mobile ships an update every 2 months, and Raiffeisen SmartToken every 6 weeks. Most recently, MyBRD Mobile was updated on October 24, 2026 and Raiffeisen SmartToken on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*