# Soldier Forms and Documents vs Smart Card Utility

The clearest difference is price: Smart Card Utility at Free against Soldier Forms and Documents's $2.99. Smart Card Utility also leads on rating (3.0 vs 2.3) and ratings volume (60 vs 3). Soldier Forms and Documents's advantage is in-app purchases (none vs 4) and chart position (#187 vs unranked). On review sentiment, update cadence, ads and device support there is nothing between them.

Smart Card Utility is free to download; Soldier Forms and Documents costs $2.99 up front. Smart Card Utility sells 4 in-app purchases, starting at $2.99 per month. Soldier Forms and Documents asks for nothing beyond the download.

Smart Card Utility holds the better App Store score, 3.0 against 2.3. That said, the two scores are not equally well evidenced: Smart Card Utility has 60 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 35% of Soldier Forms and Documents's written reviews are positive against 39% of Smart Card Utility's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Soldier Forms and Documents | Smart Card Utility |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/soldier-forms-and-documents/id720274736/reviews) | **[3.0 (60 ratings)](https://appshunter.io/ios/app/smart-card-utility/id1444710309/reviews)** |
| Number of ratings | 3 | **60** |
| Positive reviews | 34.9% of reviews | **38.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | **#187** | — |
| Size | 57 MB | 8 MB |
| Requires iOS | **9.0** | 15.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 17+ | 4+ |
| Developer | [Polemics Applications LLC](https://appshunter.io/developer/482504032) | [Twocanoes Software, Inc.](https://appshunter.io/developer/521862499) |

## What reviewers say

### Soldier Forms and Documents

[App page](https://appshunter.io/ios/app/soldier-forms-and-documents/id720274736)

**Currently charting:** #187 Top Paid · Utilities (US App Store)

This app helps soldiers create, sign, and email official DA forms. It also allows users to scan and save important documents, and build a digital "I Love Me" book to store military achievements and records.

**Highlights:** Create, sign, and email DA forms, Scan and email documents, Build digital "I Love Me" book, Access over 12 common DA forms, Secure personal document storage

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart Card Utility

[App page](https://appshunter.io/ios/app/smart-card-utility/id1444710309)

Access secure government and military websites on your iPhone or iPad using your PIV-enabled smart card. Log in quickly to Office 365, Webmail, Teams, and more, eliminating the need for a laptop.

**Highlights:** Smart card authentication for O365, Webmail, Teams, Access CAC protected websites via Safari, Fast login on iPhone and iPad, Supports PIV, CACv2/ECA, and PKCS15 cards, Compatible with various smart card readers, Access military and civilian web sites

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 3rd Party Readers Support | $2.99 | per month |
| Smart Card Utility | $49.99 | one-time |
| Smart Card Utility Mobile | $49.99 | one-time |
| Third Party Readers | $49.99 | one-time |

**What reviewers like**

- 👍 Works with DoD CAC
- 🚀 Access OWA and MyPay
- 👍 Works with Safari
- 🚀 Great for mobile iOS users
- 👍 Easy certificate download

**What reviewers complain about**

- 🐛 Doesn't work with newer iPhones
- 🐛 Overly expensive
- 🐛 Not user-friendly
- 🐛 Subscription required
- 🐛 Waste of money

**Reported bugs**

- Device will not connect to newer iPhones
- PIN suddenly won't work
- Does not see SCR 3310 card reader
- Bluetooth reader bug on macOS
- New update broke BT read on iOS

**Requested features**

- Support for more CAC enabled sites
- Show cert chain graphically
- Support alphanumeric+symbols PINs


## Frequently asked questions

### Is Soldier Forms and Documents free?

Soldier Forms and Documents costs $2.99, with no in-app purchases.

### Is Smart Card Utility free?

Smart Card Utility is free to download, with in-app purchases available.

### Which has better reviews, Soldier Forms and Documents or Smart Card Utility?

Smart Card Utility is rated higher. Soldier Forms and Documents averages 2.3 out of 5 from 3 ratings, while Smart Card Utility averages 3.0 from 60 ratings.

### Do Soldier Forms and Documents or Smart Card Utility have ads?

Neither Soldier Forms and Documents nor Smart Card Utility shows ads.

### Which is updated more often, Soldier Forms and Documents or Smart Card Utility?

Soldier Forms and Documents ships an update every 2 months, and Smart Card Utility every 2 months. Most recently, Soldier Forms and Documents was updated on September 21, 2026 and Smart Card Utility on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*