# Amex MENA vs Wio Personal

The clearest difference is rating: Wio Personal at 4.8 against Amex MENA's 2.4. Wio Personal also leads on review sentiment (43% vs 15%) and update cadence (every 9 days vs every 6 weeks). Amex MENA's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wio Personal holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: Wio Personal has 671 ratings behind it against 101, so its average is the more settled of the two. Written reviews point the same way: 15% of Amex MENA's written reviews are positive against 43% of Wio Personal's.

Amex MENA ships an update every 6 weeks, Wio Personal every 9 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Amex MENA | Wio Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (101 ratings)](https://appshunter.io/ios/app/amex-mena/id723401892/reviews) | **[4.8 (671 ratings)](https://appshunter.io/ios/app/wio-personal/id1658472726/reviews)** |
| Number of ratings | 101 | **671** |
| Positive reviews | 14.6% of reviews | **42.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 203 MB | 421 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [AMEX (MIDDLE EAST) B.S.C. (C)](https://appshunter.io/developer/657773191) | [WIO BANK P.J.S.C](https://appshunter.io/developer/1622363879) |

## What reviewers say

### Amex MENA

[App page](https://appshunter.io/ios/app/amex-mena/id723401892)

Manage your American Express account on the go with this mobile application. Track spending, view transactions, pay bills, and discover exclusive offers. Apply for cards, set spending goals, and earn rewards points.

**Highlights:** Digital card applications, Transaction tracking, Spending timeline by category, Supplementary card management, Card PIN management, Membership Rewards points, Exclusive local and online offers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Covers all features (mentioned once)
- 👍 User friendly (mentioned once)
- 👍 Great UI (mentioned once)
- 👍 Simple to use (mentioned once)
- 👍 Extremely functional (mentioned once)

**What reviewers complain about**

- 👎 Extremely outdated app
- 👎 App is barely working
- 👎 Inability to book travel services
- 👎 App is way behind competition
- 👎 Login does not work

**Reported bugs**

- Won't allow update
- Barely working
- Login does not work
- App stopped working
- Technical issues

**Requested features**

- Allow booking travel services
- Add Apple Pay and Google Pay support
- More offers and services online
- More merchants accepting payment online
- Improve search engine and sort options for offers


### Wio Personal

[App page](https://appshunter.io/ios/app/wio-personal/id1658472726)

Manage your finances with a comprehensive banking app. Open an account, save, spend, borrow, and invest in stocks, ETFs, and crypto. Enjoy multi-currency accounts, competitive interest rates, and cashback rewards.

**Highlights:** Multi-currency accounts (AED, USD, EUR, GBP), Up to 6% interest on savings, Debit and credit card with spending modes, Up to 2% cashback on credit spends, International transactions with no FX fees, Invest in stocks, ETFs, and crypto, Virtual and physical card options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Easy setup
- 💡 Innovative features
- 🚀 Excellent performance
- 🚀 Cutting-edge banking app

**What reviewers complain about**

- 🐛 Frequent app updates causing issues
- 🔍 Difficult to find basic information
- 🔍 Cluttered and bloated UI
- 🔍 Restricted selling options in investing
- 🔍 Inconsistent cashback rewards

**Reported bugs**

- Camera issues during account verification
- Login problems and app crashes
- Lost data when navigating away during beneficiary addition
- Pending transfers with no clear resolution timeline

**Requested features**

- Ability to permanently remove unused features
- More customization options for the UI
- Improved customer support and responsiveness
- Seamless integration of banking and investment features
- Ability to export transactions to Excel


## Frequently asked questions

### Is Amex MENA free?

Amex MENA is free to download, with no in-app purchases.

### Is Wio Personal free?

Wio Personal is free to download, with no in-app purchases.

### Which has better reviews, Amex MENA or Wio Personal?

Wio Personal is rated higher. Amex MENA averages 2.4 out of 5 from 101 ratings, while Wio Personal averages 4.8 from 671 ratings.

### Do Amex MENA or Wio Personal have ads?

Neither Amex MENA nor Wio Personal shows ads.

### Which is updated more often, Amex MENA or Wio Personal?

Amex MENA ships an update every 6 weeks, and Wio Personal every 9 days. Most recently, Amex MENA was updated on November 1, 2026 and Wio Personal on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*