# KTC Mobile vs Kept

The clearest difference is rating: Kept at 3.7 against KTC Mobile's 2.8. KTC Mobile's advantage is review sentiment (18% vs 0%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kept holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: KTC Mobile has 25 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 18% of KTC Mobile's written reviews are positive against 0% of Kept's, so the app with the better star average is not the one people write more warmly about.

KTC Mobile ships an update monthly, Kept every 3 weeks. The most recent releases landed on September 21, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | KTC Mobile | Kept |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (25 ratings)](https://appshunter.io/ios/app/ktc-mobile/id723657868/reviews) | **[3.7 (3 ratings)](https://appshunter.io/ios/app/kept-saving-with-your-style/id1473826356/reviews)** |
| Number of ratings | **25** | 3 |
| Positive reviews | **18.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 192 MB | 200 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Krungthai Card Public Company Limited](https://appshunter.io/developer/723657871) | [Bank of Ayudhya Public Company Limited](https://appshunter.io/developer/563457790) |

## What reviewers say

### KTC Mobile

[App page](https://appshunter.io/ios/app/ktc-mobile/id723657868)

Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.

**Highlights:** Access all products and services, Transaction management and privileges, Card information and spending history, Pay statement bills 24/7, Online cash withdrawal and interbank transfer, Convert spending to installments, Redeem coupons and transfer reward points

**Features:** Vision Pro support

**In-app purchases:** none


### Kept

[App page](https://appshunter.io/ios/app/kept-saving-with-your-style/id1473826356)

This app helps you build saving habits with automated features like budget-based transfers, reward-linked savings, and regular contributions. Set financial goals and collaborate with friends to achieve them, or explore investment opportunities.

**Highlights:** Automated savings transfers, Budget-based excess fund transfer, Reward-linked savings, Regular saving schedules, Goal setting with friends, Investment plan options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KTC Mobile free?

KTC Mobile is free to download, with no in-app purchases.

### Is Kept free?

Kept is free to download, with no in-app purchases.

### Which has better reviews, KTC Mobile or Kept?

Kept is rated higher. KTC Mobile averages 2.8 out of 5 from 25 ratings, while Kept averages 3.7 from 3 ratings.

### Do KTC Mobile or Kept have ads?

Neither KTC Mobile nor Kept shows ads.

### Which is updated more often, KTC Mobile or Kept?

KTC Mobile ships an update monthly, and Kept every 3 weeks. Most recently, KTC Mobile was updated on September 21, 2026 and Kept on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*