# KTC Mobile vs MU Saving

The clearest difference is rating: MU Saving at 5.0 against KTC Mobile's 2.8. MU Saving also leads on review sentiment (44% vs 18%) and update cadence (every 8 days vs monthly). KTC Mobile's advantage is ads (none vs shown) and ratings volume (25 vs 1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MU Saving holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: KTC Mobile has 25 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 18% of KTC Mobile's written reviews are positive against 44% of MU Saving's.

KTC Mobile ships an update monthly, MU Saving every 8 days. Both last shipped on September 21, 2026.

## The numbers

| Metric | KTC Mobile | MU Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (25 ratings)](https://appshunter.io/ios/app/ktc-mobile/id723657868/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mu-saving/id1500936809/reviews)** |
| Number of ratings | **25** | 1 |
| Positive reviews | 18.2% of reviews | **44.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | **Free** | Ad-supported |
| Size | 192 MB | 51 MB |
| Requires iOS | 14.0 | **12.4** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Krungthai Card Public Company Limited](https://appshunter.io/developer/723657871) | [MAHIDOL UNIVERSITY SAVING AND CREDIT CO-OPERATIVE, LIMITED](https://appshunter.io/developer/1500936808) |

## What reviewers say

### KTC Mobile

[App page](https://appshunter.io/ios/app/ktc-mobile/id723657868)

Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.

**Highlights:** Access all products and services, Transaction management and privileges, Card information and spending history, Pay statement bills 24/7, Online cash withdrawal and interbank transfer, Convert spending to installments, Redeem coupons and transfer reward points

**Features:** Vision Pro support

**In-app purchases:** none


### MU Saving

[App page](https://appshunter.io/ios/app/mu-saving/id1500936809)

Manage your cooperative finances anytime, anywhere with this mobile application. Perform transactions like deposits and withdrawals directly to your bank account, view share details, loan information, and monthly statements. Access all your financial data securely within a single app.

**Highlights:** 24/7 financial transactions, Direct bank deposits and withdrawals, View share and loan details, Check account statements, Access monthly billing, Secure 6-digit password login

**In-app purchases:** none


## Frequently asked questions

### Is KTC Mobile free?

KTC Mobile is free to download, with no in-app purchases.

### Is MU Saving free?

MU Saving is free to download, with no in-app purchases.

### Which has better reviews, KTC Mobile or MU Saving?

MU Saving is rated higher. KTC Mobile averages 2.8 out of 5 from 25 ratings, while MU Saving averages 5.0 from 1 ratings.

### Do KTC Mobile or MU Saving have ads?

MU Saving shows ads; KTC Mobile does not.

### Which is updated more often, KTC Mobile or MU Saving?

KTC Mobile ships an update monthly, and MU Saving every 8 days. Most recently, KTC Mobile was updated on September 21, 2026 and MU Saving on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*